There's one company dedicated to helping you realize and achieve your worthwhile goals - Liberty National Life Insurance Company
Liberty National presents what could be the biggest opportunity of your life; it could open the door to an outstanding income and a whole new lifestyle. We rely on proven methods and capable sales representatives. People of all walks of life have joined us, and you can too.
We believe we have just what you're looking for in a career. Take a tour of the Liberty National opportunity, hear our people tell their stories, and start living the dream today!
What does your perfect company look like?
- Stable company
- Financial rewards
- Unlimited growth opportunity
- Job satisfaction and security
- Advancement opportunities
- Personal recognition and awards
Who is Liberty National?
Liberty National is an innovative sales and marketing organization undergoing the greatest expansion efforts in our Company’s rich history
- In business since 1900
- Thousands of Sales Agents and Managers in Branch Offices across the U.S.
- Licensed in 49 states
- Markets its products to the 95 million* uninsured Americans through in-home sales and at the workplace
- Wholly owned subsidiary of Torchmark Corporation, a financial services holding company listed on the New York Stock Exchange
*LIMRA International, Sept. 2011
Liberty National has been in business since 1900 and that's no accident
"Our Financial Strength Ratings indicate our consistent ability to pay customer claims."
For more than 35 consecutive years, Liberty National has earned one of the highest Financial Strength Ratings from insurance analysts, A.M. Best Company. Liberty National also earns consistent top ratings from reputable independent industry analysts:
- A+ (Superior) Financial Strength Rating from A.M.Best Company (as of 6/14)
- AA- "Very Strong" Financial Strength Rating from Standard & Poor's (as of 7/13)
- A1 Insurer's Financial Strength Rating from Moody's (as of 1/14)
- A+ "Strong" for Insurer Financial Strength Rating by Fitch (as of 2/13)
- Named to Ward's Top 50 Life-Health List (as of 7/13)
Our Company continues to thrive even during economic downturns because people become even more concerned about protecting assets during turbulent times. Our Company does well during normal economic times, but traditionally does even better during those that are not good.
Did you know that sales is one of the highest-paid professions and the most recession proof jobs in the United States?
“Insurance sales is a win-win situation. It’s a winning situation for you because you make more money faster. And it’s a winning situation for our customers.”
One of the biggest myths about sales is that it’s a risky venture. Because when you think about it, the amount of money you make is up to you. After all, you're paid when you sell your product, and there is no limit on how many sales you can make.
With millions of uninsured Americans, you already have millions of prospects who need protection or more protection. You can feel good about the work you are doing, knowing you are helping to protect Americans from financial disaster.
Finding success in this profession is very rewarding because you know you're paid what you earn.
“Residual income can change your life.”
In insurance, other than licensing requirements, there are no educational degrees needed and no need for prior sales experience. Anybody who is willing to put forth effort and believes in the product being sold can make it in this field.
But why would insurance sales be one of the highest paid sales professions? Most people would respond, “Because everyone needs insurance.” Well, yes, everybody needs it, but there is another reason.
Shoe salespeople don’t make extraordinary incomes although everybody needs shoes. The big difference between insurance sales and other sales jobs is the residual income.
How does residual income work?
Agents are paid each month from policy renewals beginning the second policy year. Without this residual income, a sales person is only as good as his or her last sale. For individuals in any other sales field such as real estate or car sales, in order to increase their income, they have to increase the number of units they sell. At the beginning of each week, month, or year, they start over — what they’ve sold in the past doesn’t matter. They’re only paid for what they do in the present, but not the past.
Not so with insurance sales. Our Agents continue to make money from sales they made years and even decades ago. Make more money before you even get out of bed in the mornings!
Insurance sales do well during good and bad economic times – that's because people are interested in protecting assets that have taken many years to accumulate, or because they understand the need to ensure their families will be protected when the unexpected happens. Insurance is a secure career because people will always need insurance. Enjoy a satisfying career with Liberty National by helping people find the coverage that is right for their changing lifestyles.
Advancement Opportunities with
At Liberty National, it's not "Who you know," it's "How you perform".
The opportunities with Liberty National are unlimited. You have the opportunity to choose your path - even into management. The future is always open to you.
You can be:
- An Agent
- A Supervising Agent
- An Agency Director
- An Agency Owner
- A Director
- A Senior Vice President
- An Executive Vice President
- The President
The "Promote Promotion" system allows individuals in the Company to seek and reach the highest level, based on their individual abilities, production, and growth. No caps, perceived or otherwise, are placed on their potential to achieve the next level of management.
World-class rewards are a Liberty National standard to those who are goal oriented
In addition to higher incomes, outstanding achievement at Liberty National is rewarded with exciting trips! Each year, hundreds of qualifiers and their guests attend Torch Club, our national sales convention held in various vacation hot spots.
- 2013 - San Diego
- 2012 - Dominican Republic
- 2011 - Las Vegas
- 2010 - Fontainebleau Resort, Miami
- 2009 - Caribbean Cruise
- 2008 - Puerto Rico
- 2007 - Washington, D.C.
Liberty also rewards its leaders:
- Torch Club Chairmen: Top Agent, Unit Manager, and Branch Manager
- Chairman’s Club: Top 10 Agents, Unit Managers, and Branch Managers
- Rookie Agent of the Year Award
- Rookie Unit Manager of the Year Award
- Rookie Branch Manager of the Year Award
- Council of Champions: Top Branch Managers who serve in an advisory capacity to the Home Office for a one-year term
- Senior Liberty Underwriter
- Leader's Club
- President's Club
- President's Council
- Management Achievement Award
- New Agent Development Award
Liberty National Life Photos
2 people found this helpful
- Comp & Benefits
- Work/Life Balance
- Senior Management
- Culture & Values
- Career Opportunities
I have been working at Liberty National Life full-time for more than a yearPros
Liberty National is all about growth! They reward and promote individuals who are driven to make a difference in both their own lives but the lives of those around them. The opportunities are absolutely limitless!Cons
You must be willing to do those things that others around you simply are not. Liberty National wants only those people driven to make it to the next level and beyond! If you aren't a motivated individual, this is not the place for you!Advice to ManagementAdvice
One potential opportunity would be to offer some better benefit packages for tenured employees (outside of the amazing future renewal income)RecommendsPositive OutlookApproves of CEO
Getting an Interview
Getting an Interview
- Interview Details
I received a phone call from someone that said they saw my resume on a website (cannot remember which one). The recruiter asked me some general questions about my experience. The recruiter told me there were several positions in sales, back office and management available. I told the recruiter I was NOT interested in any sales positions.
When I went to the interview, there were several other applicants there at the same time for interviews. All were taken individually for initial interviews. When I went in for my interview, I asked if the position was for sales. I was told the yes. I let the interviewer know that I specifically asked about not applying for sales positions. With all of my years of working, I know my strengths and opportunities. Sales is not my thing. They did not have any other positions available. I immediately ended the interview and left. As it turned out, several folks before me did the same thing.
Overall, it was a complete waste of time.Interview Questions
No OfferNegative ExperienceEasy Interview
- Reviewed resume and asked general questions. Answer Question
Liberty National Life Insurance carries a torch for financial security. The flagship subsidiary of Torchmark provides life and supplemental health insurance products throughout the US. Its products are targeted at middle-income families. It also sells directly to individuals and through workplace plans, using some 2,000 agents and more than 150 branch offices located in the majority of US states. Liberty National Life Insurance's health insurance offerings include coverage for cancer and critical illness, hospital intensive care, and accident protection. Its life insurance...