Aflac

  www.aflac.com
  www.aflac.com

Aflac Reviews

Updated 16 December 2014
Updated 16 December 2014
739 Reviews
3.1
739 Reviews
Rating Trends

Recommend to a friend
Approve of CEO
Aflac Chairman and CEO Dan Amos
Dan Amos
423 Ratings

Review Highlights

Pros
  • set your own hours, unlimited income potential (in 22 reviews)

  • Management is very engaged with making sure that employees maintain a good work-life balance (in 20 reviews)


Cons
  • No benefits, no base salary, the bosses will lie about everything (in 30 reviews)

  • lack of initial support - but it's like any 100% commission job: "you reap what you sow" (in 40 reviews)

More Highlights

Employee Reviews

Sort: Popular Rating Date
  1. 1 person found this helpful  

    The experience was cold.

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Current Employee - Sales Associate in Houston, TX (US)
    Current Employee - Sales Associate in Houston, TX (US)

    I have been working at Aflac full-time (less than an year)

    Pros

    The training in house was really good.

    Cons

    The up line w in the field did not care to actually train. He was more concerned with his bottom line.

    Advice to ManagementAdvice

    Make sure the guys that you are promoting are fit to be in that position. Don't just assume that excellent sales people are supervisor material.

    Doesn't Recommend
    Neutral Outlook
    No opinion of CEO
  2. 1 person found this helpful  

    Beware of Reno

    • Culture & Values
    Former Employee - Independent Agent in Reno, NV (US)
    Former Employee - Independent Agent in Reno, NV (US)

    I worked at Aflac as a contractor (less than an year)

    Pros

    None they don't exist for Independent Sales Reps

    Cons

    So unorganized one doesn't what to do. You can ask for help and it will never come your way. They promise training and it never happens. So many Reps that you end up making people mad as everyone hits the same businesses over and over again. Was a complete waste of time.

    Advice to ManagementAdvice

    Work with your new sales reps and get them up to speed on product instead of telling them to just go make appointments and we will sell it for you. You know when you go into a business they want to know now what it is not can I come back with a MANAGER to make the sales pitch.

    Doesn't Recommend
    Neutral Outlook
    No opinion of CEO
  3.  

    Accident and Health Agent

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Former Employee - Aflac Agent in Sherman Oaks, CA (US)
    Former Employee - Aflac Agent in Sherman Oaks, CA (US)

    I worked at Aflac full-time (less than an year)

    Pros

    It was a good group of people to work with.

    Cons

    It was a very unprofessional work environment.

    Doesn't Recommend
    Approves of CEO
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  5. 1 person found this helpful  

    Challenging

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Former Employee - Insurance Sales Agent in Atlanta, GA (US)
    Former Employee - Insurance Sales Agent in Atlanta, GA (US)

    I worked at Aflac full-time (more than an year)

    Pros

    Self Employed
    Meeting New People
    Great Insurance Product

    Cons

    They aren't very good about telling you about the chargebacks.

    Approves of CEO
  6.  

    Great policies, they pay their claims

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Former Employee - Dsc
    Former Employee - Dsc

    I worked at Aflac (more than 5 years)

    Pros

    They pay fast on clean apps, they pay their claims in a timely manner, the variety of policies offered are affordable for most people, and they help provide affordable tools to start up your business.

    Cons

    Independent agents are strictly commission.

    Doesn't Recommend
    Neutral Outlook
    Approves of CEO
  7. 2 people found this helpful  

    Great product, harassing approach

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Former Employee - Independent Agent in Woburn, MA (US)
    Former Employee - Independent Agent in Woburn, MA (US)

    I worked at Aflac full-time (more than an year)

    Pros

    No chance of being laid off, flexible hours. Commission paid soon after closing a sale. Other agents in office were good people.

    Cons

    Calling on prospects that have received 20 calls that month from 20 different Aflac people. People hang up on you without understanding the value of offering the benefits to their employees because they're tired of the phones calls from agents. Hard to have prospects keep appointments, show up to scheduled appointment and person is not available.

    Doesn't Recommend
    No opinion of CEO
  8.  

    ok

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Current Employee - Financial Analyst in San Diego, CA (US)
    Current Employee - Financial Analyst in San Diego, CA (US)

    I have been working at Aflac part-time (less than an year)

    Pros

    decent place to work i guess idk

    Cons

    commission is only sales without benefits

    Recommends
    Neutral Outlook
    Approves of CEO
  9.  

    Sales Rep

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Current Employee - Sales Representative in Eugene, OR (US)
    Current Employee - Sales Representative in Eugene, OR (US)

    I have been working at Aflac part-time (less than an year)

    Pros

    They were quick to hire

    Cons

    Seemed like a dirty car salesman job

    Advice to ManagementAdvice

    the regional managers didn't have much class

    Doesn't Recommend
    Neutral Outlook
    No opinion of CEO
  10. 1 person found this helpful  

    Not for everyone

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Former Employee - Sales Associate in Charleston, SC (US)
    Former Employee - Sales Associate in Charleston, SC (US)

    I worked at Aflac as a contractor (more than an year)

    Pros

    Aflac is a great company that truly cares about the people they serve.

    Lots of opportunity for growth and good income (if you know the business)

    business expenses are tax write offs

    Really fun company convention/awards ceremonies/trips

    Cons

    -Horrible training
    -1099 independent agents for salespeople so no benefits whatsoever
    -The coordinator in training program (CIT) is a joke of a leadership development program
    -The technology is outdated by at least 20 years
    -Forced to pay for a 2,000 dollar laptop that has the software loaded to write business which is a huge scam its 2014!!! Get a damn app or a software program that can (obviously) be loaded on any computer that is already owned
    -Huge disconnect in management styles between coordinators and territories
    -No CRM or lead generation database
    -No way to tell what accounts are already under another agent other than to embarrass yourself by calling on them
    -No starting base to get new agents up and running
    -Huge turnover

    Advice to ManagementAdvice

    Hire some people that know how to develop talent. Create a REAL leadership development program that includes some kind of pay to keep your young talent. Partner with some tech companies that can bring your outdated infrastructure up to speed with modern standards. TRAINING FOR THE LOVE OF GOD! There is more than "fake it till you make it" in insurance. There needs to be a real paid training program to not only learn how to sell but to understand the complex insurance environment that exists today with the Obamacare disaster.

    Doesn't Recommend
    Negative Outlook
    No opinion of CEO
  11. 4 people found this helpful  

    Producer / Agent

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Current Employee - Producer/Agent in Columbia, MD (US)
    Current Employee - Producer/Agent in Columbia, MD (US)

    I have been working at Aflac full-time (less than an year)

    Pros

    Tons of training and helpful people. Lots of incentives. Amazing financial compensation. Love my flexible work hours. I can work from home - or office. I was assigned 1 mentor - but have dozens. The online training information is outstanding. Tons of support & training information. FREE lead lists.

    Cons

    LOSERS BEWARE!!! If you can not handle a fast environment - this is not the job for you. If you are not able to communicate with company owners intelligently - this is not the job for you. If you think someone else is going to do this job for you - this is not the job for you. Aflac expects hard workers - and pays their employees equally high incomes. Too many people think this job is going to pay them $100,000 yearly for a walk in the park. Building your own book of business is difficult at first - but the final compensation is worth the initial struggle. Too many people can't make it though the initial struggle then quit because they don't have the personal self motivation.

    Advice to ManagementAdvice

    When an employee starts provide them with a list of what resources are available. THERE ARE TONS - but a list for new employees would be helpful.

    Recommends
    Positive Outlook
    Approves of CEO

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