ANZ Bank Credit Assessment Officer Interview Questions | Glassdoor.com.au

ANZ Bank Credit Assessment Officer Interview Questions

Interviews at ANZ Bank

18 Interview Reviews

Experience

Experience
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Getting an Interview
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Credit Assessment Officer Interview

Anonymous Interview Candidate in Bengaluru (India)
No Offer
Positive Experience
Average Interview

Application

I applied through college or university. The process took 4 weeks. I interviewed at ANZ Bank (Bengaluru (India)) in December 2020.

Interview

Pre-placement talk, Aptitude cum E-mail writing, Voice cum JAM round, Technical Round.
In JAM round you will be given 2 topics and then you need to speak on it. The HR round may happen or may not happen.

Interview Questions

Other Interview Reviews for ANZ Bank

  1.  

    Credit Assessment Officer Interview

    Anonymous Interview Candidate
    No Offer
    Positive Experience
    Average Interview

    Interview

    Introduction, technical, Resume briefing, future' plans , career goals, about work , internship, subject knowledge , about company , interests, ambition , commitment , talk about the role, role knowledge

    Interview Questions


  2. Helpful (1)  

    Credit Assessment Officer Interview

    Anonymous Employee in Bengaluru (India)
    Accepted Offer
    Positive Experience
    Average Interview

    Application

    I applied through college or university. I interviewed at ANZ Bank (Bengaluru (India)) in November 2020.

    Interview

    Easy Process, Very helpful. Got through College Placement.
    Co-operative people, interviewers were really good. There were different stages like Aptitude, Voice & Accent, Operational Round and HR Round. It was on average basis. I personally liked the Interview Process. Would love to work in ANZ.

    Interview Questions

  3.  

    Credit Assessment Officer Interview

    Anonymous Interview Candidate
    No Offer
    Neutral Experience
    Average Interview

    Application

    I applied through college or university. The process took a week. I interviewed at ANZ Bank in November 2020.

    Interview

    first it was aptitude round then it was email writing and then technical interview round happened and then it was voice assessment test like versant and then finally HR round was conducted

    Interview Questions

    • tell me something about yourself
      would you process my loan or not
      how will you apply your learnings to this profile   Answer Question

  4.  

    Credit Assessment Officer Interview

    Anonymous Interview Candidate in New Delhi (India)
    No Offer
    Positive Experience
    Average Interview

    Application

    I applied through college or university. The process took 2 weeks. I interviewed at ANZ Bank (New Delhi (India)) in June 2020.

    Interview

    The process took 1 week and consisted of 5 rounds which included aptitude, email writing, verbal assessment, Hr round and operational round. All the rounds where online and the results were declared within 2 weeks

    Interview Questions

    • The operational round will be a role play round where you will play the role of credit assessment. A situation would be put up in front of you to assess whether you would provide loan in that situation.   Answer Question

  5. Helpful (5)  

    Credit Assessment Officer Interview

    Anonymous Employee in Mumbai (India)
    Accepted Offer
    Positive Experience

    Application

    I applied through a recruiter. I interviewed at ANZ Bank (Mumbai (India)) in January 2020.

    Interview

    Interview Date 11-01-2020.
    Bangalore Location

    Interview was conducted in Mumbai ANZ office.
    There were around 20-30 people called for the interview and each round had an elimination.

    1. We were asked to draft two email responses to customer grievances. This round was to test our communication skills.
    2. Later on was voice assessment test, here we had to speak on a random topic for two minutes. There were three people with me after the elimination of the first round. I was given the topic- 'What would happen if everyone in a company had the same payscale'.
    3. Last round was with a Credit Manager who asked me the following questions:
    (As listed below)

    Finally I met an HR Manager who confirmed my salary expectations and offered me the job.

    Interview Questions

    • Introduce yourself   Answer Question
    • What are the 4Cs of Credit   1 Answer
    • What are the things you would ask for from a customer before giving him a loan   Answer Question
    • How would you speak to a customer asking for details regarding a few requirements needed for assessment. (this was a mock call)   Answer Question
    • I was asked to arrive at an amount for calculating the loan eligibility of a customer through an example   Answer Question
    • I was asked to assess the income of an applicant through an example.   Answer Question
    • A few personal questions regarding my past employer and my preference to join ANZ   Answer Question
    • I was asked if ANZ has a retail presence in India?   1 Answer
    • I was asked my salary expectations.   Answer Question
    • I was asked if I am okay with relocating to Bangalore.   Answer Question

  6. Helpful (1)  

    Credit Assessment Officer Interview

    Anonymous Employee in Bengaluru (India)
    Accepted Offer
    Positive Experience
    Average Interview

    Application

    I applied through college or university. The process took 1 day. I interviewed at ANZ Bank (Bengaluru (India)) in December 2016.

    Interview

    The interview process was a little on a easy side or I would say moderately difficult for those not good with english.
    Process included:
    - Written assessment (Finance, Logical and 3 Email Writing)
    - Voice Test (Reading a passage, impromptu 2-3min on a general topic)
    - Interview (Casual, Technical, Situational)

    Interview Questions

    • Tell me about yourself, your strengths and grey areas to overcome.
      Explain loan to value.   1 Answer

  7.  

    Credit Assessment Officer Interview

    Anonymous Employee in Bengaluru (India)
    Accepted Offer
    Positive Experience
    Difficult Interview

    Application

    I applied through college or university. The process took 1 day. I interviewed at ANZ Bank (Bengaluru (India)) in December 2016.

    Interview

    Aptitude & written assement test followed by voice test and personal interview
    Aptitude test was little difficult and managing time was important as the time give is less
    Voice test is quite sime they ask you to read a paragraph and speak on topiv for sometime
    Personal interview was c.v based and nothing technical
    The process was very well managed, short and crisp

    Interview Questions

    • Why do you want shift from engineering to credit assessment   1 Answer
    • What would you do if you weren't able to understand something in the training   1 Answer

    Negotiation

    No negotiation

  8.  

    Credit Assessment Officer Interview

    Anonymous Employee in Bengaluru (India)
    Accepted Offer
    Positive Experience
    Average Interview

    Application

    I applied through a staffing agency. The process took 3+ months. I interviewed at ANZ Bank (Bengaluru (India)) in April 2016.

    Interview

    It took over 2 months and finally after 2.5 months got the joining date for joining as a contract employee initially later converted as on roll employee for Australia NewZealand Bank

    Interview Questions

    • On what basis a home loan is approved   2 Answers

  9.  

    Credit Assessment Officer Interview

    Anonymous Employee in Bengaluru (India)
    Accepted Offer
    Positive Experience
    Difficult Interview

    Application

    I applied through a recruiter. The process took 1+ week. I interviewed at ANZ Bank (Bengaluru (India)) in January 2016.

    Interview

    It was a long process. First round was home assessment, then followed by written test regarding email writing , group discussion, technical round. And finally HR discussion. First round was to test IQ.

    Interview Questions

    ANZ Bank Response

    21 Feb 2019 – ANZ

    Thank you for your feedback. We're pleased that although the interview process was challenging, you received and accepted an offer. Well done, and all the best on your ANZ journey! Kind regards ANZ


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