Combined Insurance Reviews | Glassdoor.com.au

Combined Insurance Reviews

Updated 14 Jun 2019

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Found 693 reviews

3.6
StarStarStarStarStar
Rating TrendsRating Trends
63%
Recommend to a Friend
87%
Approve of CEO
Combined Insurance CEO Kevin Goulding
Kevin Goulding
88 Ratings
  1. "TOP SALES DOESN'T USE THE SYSTEM"

    StarStarStarStarStar
    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Compensation and Benefits
    • Senior Management
    Former Employee - Agent in New York, NY
    Doesn't Recommend
    Neutral Outlook
    Disapproves of CEO

    I worked at Combined Insurance full-time for more than a year

    Pros

    A solid look at insurance sales, door-to-door sales, learning the business.

    Cons

    Expect to work 7 days a week making phone calls on Saturday and Sunday and seeing customers Monday through Friday from dawn till way past dusk. Turnover in the sales force has to be 95% at best. The vast majority leave within 3 months. Even many top agents leave within a year. Even those Who Have Made It consistently to account executive or senior account executive. They simply get burned out, they can't keep up...

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    Advice to Management

    Tell the average sales agent exactly what the top earners do and how they do it.

    Combined Insurance2019-06-14
  2. Helpful (1)

    "Very high turnover rates - beware"

    StarStarStarStarStar
    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Compensation and Benefits
    • Senior Management
    Former Employee - Sales Representative in Johnstown, PA
    Doesn't Recommend
    Neutral Outlook
    No Opinion of CEO

    I worked at Combined Insurance full-time for more than a year

    Pros

    Great sales training program, nice cafeteria at HQ

    Cons

    Literally everything else. Avoid. This is not a professional insurance sales position. They churn and burn through agents and will wreck your income with massive chargebacks over which you have no control. And the insurance products pale by comparison to the Duck.

    Advice to Management

    Pay people. You can't ask people to he full-time captured agents and not supply some form of base income. Also, get more competitive products or at least do some sort of marketing to help your people in the field. The biggest objection I got from people was zero awareness of the company.

    Combined Insurance2019-06-12
  3. Helpful (1)

    "Only good for educational purposes"

    StarStarStarStarStar
    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Compensation and Benefits
    • Senior Management
    Former Employee - Insurance Sales Agent 
    Doesn't Recommend
    Neutral Outlook
    Approves of CEO

    I worked at Combined Insurance full-time (Less than a year)

    Pros

    The benefits and educational opportunities

    Cons

    The management, the pay, and the lack of caring for the agent

    Advice to Management

    Hire better managers. This company is about PMA and getting out there. You cant do that with mentally abusive managers.

    Combined Insurance2019-06-11
  4. "A positive environment"

    StarStarStarStarStar
      Current Employee - Anonymous Employee in Rapid City, SD
      Recommends
      Approves of CEO

      I have been working at Combined Insurance full-time (Less than a year)

      Pros

      The overall meaning behind their success is something to take with you throughout the entirety of your life. W Clement Stone is the founder and his morals show throughout the company. I currently work in the Rapid City, SD region and have experienced a positive training atmosphere and reinforcement. I’m excited to see where things will go, and know that it will exceed your expectations as long as you put in the work.

      Cons

      None at the moment

      Combined Insurance2019-05-22
    • "Honest and Affordable"

      StarStarStarStarStar
      • Work/Life Balance
      • Culture & Values
      • Career Opportunities
      • Compensation and Benefits
      • Senior Management
      Current Employee - Leader in St. John's, NL
      Recommends
      Positive Outlook
      Approves of CEO

      I have been working at Combined Insurance full-time for more than 5 years

      Pros

      Clients needs come first, leads provided, comprehensive and ongoing training. Honesty and Integrity are expected of all. Incentives and Promotions based on merit rather than seniority. no quotas required and cold calling is optional

      Cons

      All encompassing and Becomes a lifestyle rather than an occupation. Commission based and no work benefits

      Combined Insurance2019-05-19
    • Helpful (1)

      "Positive environment"

      StarStarStarStarStar
      • Work/Life Balance
      • Culture & Values
      • Career Opportunities
      • Compensation and Benefits
      • Senior Management
      Current Employee - Insurance Sales Agent 
      No Opinion of CEO

      I have been working at Combined Insurance full-time (Less than a year)

      Pros

      Great positive environment to work in, lots of training opportunities, flexible schedule

      Cons

      Managers promoted based on sales ability not their ability to lead and motivate others

      Combined Insurance2019-05-16
    • Helpful (7)

      "If you just need a job"

      StarStarStarStarStar
      • Work/Life Balance
      • Culture & Values
      • Career Opportunities
      • Compensation and Benefits
      • Senior Management
      Current Employee - Operations in Chicago, IL
      Doesn't Recommend
      Negative Outlook
      No Opinion of CEO

      I have been working at Combined Insurance full-time for more than 3 years

      Pros

      The people Discounts on food at the office

      Cons

      The pay scale is terrible and the raises/bonuses are next to nothing. Forget about role clarity. There’s no job security unless you are in with the right people. The Chubb culture is great. Combined’s is not Upper mgmt doesn’t care. If you’re not an agent or at mgr level you’re not a concern. Be prepared to do all their backend work while watching them eat catered lunches and work from home as they see fit. This place...

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      Advice to Management

      Spend more time hiring people who we can actually benefit from or give more opportunities to your current employees. At least more equal pay.

      Combined Insurance2019-05-10

      Combined Insurance Response

      May 15, 2019Social Media Manager

      Thank you for taking the time to share this feedback. We are happy to hear that you enjoy the people that you work with, as we do strive to be a family-like, collaborative culture. We appreciate that you’ve shared this detailed account about your concerns. We will share your thoughts ...

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    • Helpful (2)

      "Great Place to work"

      StarStarStarStarStar
      • Work/Life Balance
      • Culture & Values
      • Career Opportunities
      • Compensation and Benefits
      • Senior Management
      Former Employee - Policyholder Customer Service Representative in Chicago, IL
      Recommends
      Positive Outlook
      No Opinion of CEO

      I worked at Combined Insurance full-time for more than 5 years

      Pros

      Your other co workers Special committee that always make holiday and other work related appreciate days fun Volunteer opportunities The salary

      Cons

      Upper management does not really consider their employees needs

      Advice to Management

      Look at every employee situation different

      Combined Insurance2019-04-24

      Combined Insurance Response

      April 30, 2019Social Media Manager

      Thanks so much for taking the time to leave this positive review! We agree that the people here at Combined contibute to making our corporate environment a friendly, family-like atmosphere. Our Social Committee is dedicated to planning and executing celebrations, engagement opportunities, ...

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    • Helpful (2)

      "Well Worth It"

      StarStarStarStarStar
        Current Employee - Insurance Agent in East Farmingdale, NY
        Positive Outlook
        Approves of CEO

        I have been working at Combined Insurance full-time for more than a year

        Pros

        The income potential is unlimited and the training is excellent. After graduating from sales school, my manager showed my the ropes and after a few weeks I was pretty much on my own. It takes hard work, but it is well worth it They teach you everything you need to know to be successful- you just need to apply yourself and do it I have already been on a few company trips- and they are awesome. So far I have been...

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        Cons

        It can take long hours in the beginning- still worth it

        Combined Insurance2019-04-22

        Combined Insurance Response

        April 29, 2019Social Media Manager

        Thanks so much for taking the time to leave this positive review! We appreciate your honesty: to be successful takes hard work. But, the hard work and dedication can pay off. Our agents have the ability to earn a virtually unlimited income based on the volume of their sales. We ...

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      • "Lots of opportunity"

        StarStarStarStarStar
        • Work/Life Balance
        • Culture & Values
        • Career Opportunities
        • Compensation and Benefits
        • Senior Management
        Former Employee - Sales Manager in Seattle, WA

        I worked at Combined Insurance full-time for more than 10 years

        Pros

        Good training to acquire knowledge and develop skills. Personal responsibility to keep on track.

        Cons

        Can often be long hours.

        Advice to Management

        Select better qualified candidates before hiring. Proper training of agents can be a negative challenge.

        Combined Insurance2019-04-21

        Combined Insurance Response

        April 30, 2019Social Media Manager

        Thank you for taking the time to leave this review. We strive to prepare our agents for success in the field during their onsite training, and it's our goal to help them continue to develop skills once in the field. We wish you all the best in your future endeavors!

      Found 693 reviews