Combined Insurance Reviews | Glassdoor.com.au

Combined Insurance Reviews

Updated 18 April 2019
685 reviews

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Pros
Cons
  • "They expect you to go door to door six days a week" (in 35 reviews)

  • "There are times for long hours with great rewards" (in 38 reviews)

More Pros and Cons

  1. "It is good if you can put in effort."

    StarStarStarStarStar
    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Current Employee - Insurance Agent in Houston, TX (US)
    Current Employee - Insurance Agent in Houston, TX (US)
    Recommends
    Positive Outlook
    Approves of CEO

    I have been working at Combined Insurance full-time (Less than a year)

    Pros

    Recent hire. Seems good so far.

    Cons

    None yet. Recent hire as of today.

    Advice to Management

    None

    Combined Insurance Response

    1 Mar 2019 – Social Media Manager

    Thanks for taking the time to leave this positive review! Please let us know how it goes as you launch your career with us, and reach out to your manager if you need more support. We wish you all the... More


  2. Helpful (5)

    "Beware, potential won't pay your bills."

    StarStarStarStarStar
    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Former Employee - Sales Coordinator in Pittsburgh, PA (US)
    Former Employee - Sales Coordinator in Pittsburgh, PA (US)
    Doesn't Recommend
    Negative Outlook
    Approves of CEO

    I worked at Combined Insurance full-time (More than a year)

    Pros

    Flexible schedule, income "potential", incentive trips

    Cons

    Commission only, hours worked, 7 day a week job, chargeback percent, nothing reimbursed for travel, nepotism

    Advice to Management

    Pay your first level managers a salary! Teach MD's how to recruit quality not just quantity. The heard them in and then heard them out recruiting mentality needs to be addressed.

    Combined Insurance Response

    1 Mar 2019 – Social Media Manager

    Thank you for taking the time to leave this review. As you mentioned, our sales agents have the ability to earn unlimited income based on their sales, but it's true this type of sales is not for... More

  3. Helpful (2)

    "Horrible Service"

    StarStarStarStarStar
    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Former Employee - Agent
    Former Employee - Agent
    Doesn't Recommend
    Neutral Outlook
    No opinion of CEO

    I worked at Combined Insurance full-time (More than a year)

    Pros

    Good products that can work

    Cons

    Service is unbelievably bad. Took me 45 minutes on the phone to cancel a policy. Then it was 4 after they paid and "Company policy" will not give them refund

    Advice to Management

    Change your policies.

    Combined Insurance Response

    1 Mar 2019 – Social Media Manager

    Thank you for taking the time to leave this review. We are aware that wait times are longer than usual, and we apologize that you had that experience. If you would like for us to review your policy... More


  4. Helpful (10)

    "Early Career Professionals..Beware"

    StarStarStarStarStar
    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Former Employee - Human Resources in Chicago, IL (US)
    Former Employee - Human Resources in Chicago, IL (US)
    Doesn't Recommend
    Negative Outlook
    Disapproves of CEO

    I worked at Combined Insurance (More than 5 years)

    Pros

    My Team...hands down. They were my only support system and made coming to work every day bearable .
    Vacation Policy.
    Work from Home Options.
    Gym on-site (Discounted Rate).
    Easy Location to commute to.

    Cons

    Director Level Manager does not invest time for professional development and lateral or vertical movement. Delegates tasks to others on the team without taking any initiative to complete them his/herself. For an Early Careers Professional, the department is very transactional and always works to the "next Monday" which provides extensive long hours and weekend work in order to achieve business needs.

    The company as a whole is a big boys club, and lacks diversity of thought. Extremely traditional mindsets which include dress code, pay, and availability after hours. (work life balance is not a priority, even on vacation you need to be able to access email and phone.)

    During the duration of my employment I had three direct managers, which eludes to the high turnover in the business as a whole. As an Early Careers Professional, this company lacks initiative and growth in order to attract this demographic and retain them in both corporate and sales environments. Especially from a competitive compensation, this company pays on the low end of the range.

    Advice to Management

    Listen to your employees when they voice concerns about direct and upper management. When over 5+ employees voice these concerns, it should be warranted to investigate the issues. Especially when almost the entire team turns over within 9 months.
    Provide transparent development.
    Do not string a long employees, be up front and transparent with them.
    Better Work Life Balance.
    Better Compensation.

    Combined Insurance Response

    1 Mar 2019 – Social Media Manager

    Thank you for taking the time to leave this review. We appreciate your feedback, and we take it seriously. We are happy to hear that you felt supported by your team, and we thank you for sharing... More


  5. "District Manager"

    StarStarStarStarStar
    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Current Employee - Anonymous Employee
    Current Employee - Anonymous Employee
    Recommends
    Positive Outlook
    No opinion of CEO

    I have been working at Combined Insurance full-time (More than 3 years)

    Pros

    Companies core contributions to 401k. Combined Insurance changes my life through PMA. Support and training for new agents is done of the best in the industry

    Cons

    Agents are straight commission with no compensation for fuel or automotive repairs

    Combined Insurance Response

    9 Jan 2019 – Social Media Manager

    Thank you for taking the time to leave this positive review. We always appreciate hearing from our current employees. We offer our agents a comprehensive benefits package as well as ongoing training... More


  6. "Great company, nice culture"

    StarStarStarStarStar
    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Former Employee - Anonymous Employee
    Former Employee - Anonymous Employee
    Recommends
    Positive Outlook
    Approves of CEO

    Pros

    Combined has a great culture and people who have been there for many years. It's a comfortable place to grow your career. The employees are friendly and welcoming. Lots of older workers mixed in with newer employees.

    Cons

    Some cliques of long time workers. Behind on some technology but improving.

    Advice to Management

    Promote more engagement, and avoid pockets of favoritism

    Combined Insurance Response

    9 Jan 2019 – Social Media Manager

    Thank you for taking the time to share this positive review. We strive to maintain a family-like environment that is fast paced and engaging. We wish you all the best in your future endeavors!


  7. "Subsidiary controlled heavily by parent company"

    StarStarStarStarStar
    Former Employee - Anonymous Employee
    Former Employee - Anonymous Employee
    Doesn't Recommend

    I worked at Combined Insurance full-time (Less than a year)

    Pros

    Great benefits and decent compensation
    Lots of work opportunities

    Cons

    Constantly behind deadlines, lack of structure

    Combined Insurance Response

    1 Mar 2019 – Social Media Manager

    Thank you for taking the time to leave this review. As a Chubb company, our employees enjoy exposure to a wide variety of careers in the insurance industry. We also offer a comprehensive benefits... More

  8. Helpful (1)

    "Stay away"

    StarStarStarStarStar
    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Former Employee - Agent in Columbus, OH (US)
    Former Employee - Agent in Columbus, OH (US)
    Doesn't Recommend
    Neutral Outlook
    No opinion of CEO

    I worked at Combined Insurance full-time (More than 8 years)

    Pros

    None,none,none,none,none. AFLAC is much better.

    Cons

    Many members of upper management lied and embezzled money from the company by falsifying weekly sales figures for many years.

    Advice to Management

    Check and investigate sales records from the 80's and 90's and have the guts to do the right thing.

    Combined Insurance Response

    1 Mar 2019 – Social Media Manager

    Thank you for taking the time to share this feedback. We don't condone the type of behavior you are describing, and we would appreciate it if you would send more information to feedback@combined.com... More


  9. Helpful (1)

    "Sales Executive"

    StarStarStarStarStar
    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Former Employee - Sales Account Executive in Orlando, FL (US)
    Former Employee - Sales Account Executive in Orlando, FL (US)
    Doesn't Recommend
    Neutral Outlook
    No opinion of CEO

    I worked at Combined Insurance full-time (More than a year)

    Pros

    Good training. Good marketing materials.

    Cons

    After separating they want to charge me for benefits received. They also charge you taxes for company trips.

    Advice to Management

    Make products more competitive with the market. Products are overpriced.

    Combined Insurance Response

    9 Jan 2019 – Social Media Manager

    Thank you for taking the time to leave this review. We are pleased to see you shared that you had good training and great marketing materials, as we strive to support our agents the best we can for... More


  10. Helpful (1)

    "Find a different job"

    StarStarStarStarStar
    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Current Employee - Sales Representative in Syracuse, NY (US)
    Current Employee - Sales Representative in Syracuse, NY (US)
    Doesn't Recommend
    Negative Outlook
    Disapproves of CEO

    I have been working at Combined Insurance (Less than a year)

    Pros

    Decent comission structure if you can somehow sell this product

    Cons

    The product you're selling sucks

    Combined Insurance Response

    1 Mar 2019 – Social Media Manager

    Thank you for taking the time to leave this review. It's true this type of sales is not for everyone, and we regret it was not a good fit for you. We wish you all the best in your future endeavors!... More