Combined Insurance Reviews | Glassdoor.com.au

Combined Insurance Reviews

Updated 22 Aug 2019

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Found 744 reviews

3.5
StarStarStarStarStar
Rating TrendsRating Trends
58%
Recommend to a Friend
79%
Approve of CEO
Combined Insurance CEO Kevin Goulding
Kevin Goulding
105 Ratings
  1. "Honest and Affordable"

    StarStarStarStarStar
    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Compensation and Benefits
    • Senior Management
    Current Employee - Leader in St. John's, NL
    Recommends
    Positive Outlook
    Approves of CEO

    I have been working at Combined Insurance full-time for more than 5 years

    Pros

    Clients needs come first, leads provided, comprehensive and ongoing training. Honesty and Integrity are expected of all. Incentives and Promotions based on merit rather than seniority. no quotas required and cold calling is optional

    Cons

    All encompassing and Becomes a lifestyle rather than an occupation. Commission based and no work benefits

    Combined Insurance2019-05-19
  2. "Combined"

    StarStarStarStarStar
    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Compensation and Benefits
    • Senior Management
    Former Employee - Sales 
    Doesn't Recommend
    Negative Outlook
    Disapproves of CEO

    I worked at Combined Insurance

    Pros

    Great staff to work with

    Cons

    Not enough people to get the work done

    Combined Insurance2019-06-21
  3. Helpful (2)

    "TOP SALES DOESN'T USE THE SYSTEM"

    StarStarStarStarStar
    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Compensation and Benefits
    • Senior Management
    Former Employee - Agent in New York, NY
    Doesn't Recommend
    Neutral Outlook
    Disapproves of CEO

    I worked at Combined Insurance full-time for more than a year

    Pros

    A solid look at insurance sales, door-to-door sales, learning the business.

    Cons

    Expect to work 7 days a week making phone calls on Saturday and Sunday and seeing customers Monday through Friday from dawn till way past dusk. Turnover in the sales force has to be 95% at best. The vast majority leave within 3 months. Even many top agents leave within a year. Even those Who Have Made It consistently to account executive or senior account executive. They simply get burned out, they can't keep up...

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    Advice to Management

    Tell the average sales agent exactly what the top earners do and how they do it.

    Combined Insurance2019-06-14
  4. Helpful (2)

    "Very high turnover rates - beware"

    StarStarStarStarStar
    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Compensation and Benefits
    • Senior Management
    Former Employee - Sales Representative in Johnstown, PA
    Doesn't Recommend
    Neutral Outlook
    No Opinion of CEO

    I worked at Combined Insurance full-time for more than a year

    Pros

    Great sales training program, nice cafeteria at HQ

    Cons

    Literally everything else. Avoid. This is not a professional insurance sales position. They churn and burn through agents and will wreck your income with massive chargebacks over which you have no control. And the insurance products pale by comparison to the Duck.

    Advice to Management

    Pay people. You can't ask people to he full-time captured agents and not supply some form of base income. Also, get more competitive products or at least do some sort of marketing to help your people in the field. The biggest objection I got from people was zero awareness of the company.

    Combined Insurance2019-06-12

    Combined Insurance Response

    July 29, 2019Social Media Manager

    Thank you for taking the time to share this feedback. Your comments are important to us, and we will share them with our team. We wish you all the best in your future endeavors.

  5. Helpful (2)

    "Only good for educational purposes"

    StarStarStarStarStar
    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Compensation and Benefits
    • Senior Management
    Former Employee - Insurance Sales Agent 
    Doesn't Recommend
    Neutral Outlook
    Approves of CEO

    I worked at Combined Insurance full-time for less than a year

    Pros

    The benefits and educational opportunities

    Cons

    The management, the pay, and the lack of caring for the agent

    Advice to Management

    Hire better managers. This company is about PMA and getting out there. You cant do that with mentally abusive managers.

    Combined Insurance2019-06-11

    Combined Insurance Response

    July 29, 2019Social Media Manager

    Thank you for taking the time to share this feedback. We don't condone the type of behavior your are describing, and would like to learn more information. If you'd like to share further, please email us at feedback@combined.com. We wish you all the best in your future endeavors.

  6. Helpful (7)

    "If you just need a job"

    StarStarStarStarStar
    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Compensation and Benefits
    • Senior Management
    Current Employee - Operations in Chicago, IL
    Doesn't Recommend
    Negative Outlook
    No Opinion of CEO

    I have been working at Combined Insurance full-time for more than 3 years

    Pros

    The people Discounts on food at the office

    Cons

    The pay scale is terrible and the raises/bonuses are next to nothing. Forget about role clarity. There’s no job security unless you are in with the right people. The Chubb culture is great. Combined’s is not Upper mgmt doesn’t care. If you’re not an agent or at mgr level you’re not a concern. Be prepared to do all their backend work while watching them eat catered lunches and work from home as they see fit. This place...

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    Advice to Management

    Spend more time hiring people who we can actually benefit from or give more opportunities to your current employees. At least more equal pay.

    Combined Insurance2019-05-10

    Combined Insurance Response

    May 15, 2019Social Media Manager

    Thank you for taking the time to share this feedback. We are happy to hear that you enjoy the people that you work with, as we do strive to be a family-like, collaborative culture. We appreciate that you’ve shared this detailed account about your concerns. We will share your thoughts ...

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  7. Helpful (1)

    "Positive environment"

    StarStarStarStarStar
    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Compensation and Benefits
    • Senior Management
    Current Employee - Insurance Sales Agent 
    No Opinion of CEO

    I have been working at Combined Insurance full-time for less than a year

    Pros

    Great positive environment to work in, lots of training opportunities, flexible schedule

    Cons

    Managers promoted based on sales ability not their ability to lead and motivate others

    Combined Insurance2019-05-16

    Combined Insurance Response

    July 29, 2019Social Media Manager

    Thank you for taking the time to leave this positive review! We strive to make sure our agents are ready for success in the field, so it's great to hear that you are experiencing lots of training opportunities. We wish you all the best in your future here with us!

  8. Helpful (2)

    "Great Place to work"

    StarStarStarStarStar
    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Compensation and Benefits
    • Senior Management
    Former Employee - Policyholder Customer Service Representative in Chicago, IL
    Recommends
    Positive Outlook
    No Opinion of CEO

    I worked at Combined Insurance full-time for more than 5 years

    Pros

    Your other co workers Special committee that always make holiday and other work related appreciate days fun Volunteer opportunities The salary

    Cons

    Upper management does not really consider their employees needs

    Advice to Management

    Look at every employee situation different

    Combined Insurance2019-04-24

    Combined Insurance Response

    April 30, 2019Social Media Manager

    Thanks so much for taking the time to leave this positive review! We agree that the people here at Combined contibute to making our corporate environment a friendly, family-like atmosphere. Our Social Committee is dedicated to planning and executing celebrations, engagement opportunities, ...

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  9. Helpful (2)

    "Well Worth It"

    StarStarStarStarStar
    Current Employee - Insurance Agent in East Farmingdale, NY
    Positive Outlook
    Approves of CEO

    I have been working at Combined Insurance full-time for more than a year

    Pros

    The income potential is unlimited and the training is excellent. After graduating from sales school, my manager showed my the ropes and after a few weeks I was pretty much on my own. It takes hard work, but it is well worth it They teach you everything you need to know to be successful- you just need to apply yourself and do it I have already been on a few company trips- and they are awesome. So far I have been...

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    Cons

    It can take long hours in the beginning- still worth it

    Combined Insurance2019-04-22

    Combined Insurance Response

    April 29, 2019Social Media Manager

    Thanks so much for taking the time to leave this positive review! We appreciate your honesty: to be successful takes hard work. But, the hard work and dedication can pay off. Our agents have the ability to earn a virtually unlimited income based on the volume of their sales. We ...

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  10. Helpful (1)

    "NOT A JOB, Fantastic place to start a CAREER"

    StarStarStarStarStar
    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Compensation and Benefits
    • Senior Management
    Current Employee - Agent in Farmingdale, NY
    Recommends
    Positive Outlook
    Approves of CEO

    I have been working at Combined Insurance full-time for less than a year

    Pros

    I came from Aflac, where no training was offered whatsoever, which was surprising to me since they are such a well known company. I was recruited from Combined and saw from Day 1 that this was no place like Aflac. I know all levels of Managers above me at Combined care about my continued success, and I know that ANY of them, even if their not MY manager, would still help me with anything I could ever need. Unlike Aflac,...

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    Cons

    Don’t waste your time or theirs (managers) if you don’t want to put the hard work in that’s necessary to make the big $. Otherwise, there’s no one to blame but yourself. YOU can be your own con, don’t let that happen

    Advice to Management

    Keep on doing what your doing!

    Combined Insurance2019-04-18

    Combined Insurance Response

    April 30, 2019Social Media Manager

    Thank you for taking the time to leave this positive review! We always appreciate hearing from our current employees. It’s our goal to make sure our agents are ready for success through the comprehensive training we provide onsite and through managerial support once in the field. ...

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Found 744 reviews