Combined Insurance Employee Reviews about "benefit"
48% would recommend to a friend
(141 total reviews)
Richard Williams
73% approve of CEO
Top Review Highlights by Sentiment
Excerpts from user reviews, not authored by Glassdoor
- "Territory managers have poor coaching skills and therefore micromanage their agents." (in 32 reviews)
- "Upper management could care less about the agent themselves, except what the agents can put in managements pockets." (in 18 reviews)
Found 141 of over 1K reviews
Updated 30 Nov 2023
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Reviews about "benefit"
Return to all Reviews- 3.030 Sept 2017Insurance Sales AgentCurrent Employee, less than 1 yearColumbia, SC
Pros
Training is provided, which is ok. Benefits are great but not immediate
Cons
The position is 100% commission based
Combined Insurance Response7yThank you for taking the time to review our company. As a current employee, we are especially grateful to hear from you. As you mentioned, we offer a comprehensive benefits package. Our agents have the ability to earn a virtually unlimited income based on the volume of their sales. Thanks again and we wish you all the best here at Combined !
- 5.027 Sept 2017District ManagerCurrent Employee, less than 1 yearSyracuse, NY
Pros
The systems in place with this company are by far the best in the business. Being in the Syracuse area it has been a pleasure to be able to locally work for a company of this caliper. I've worked for other Insurance companies and have interview with almost every one in Central Ny and this company stood out the most. The compensation is well above all others but most importantly the stability of income is what stands out the most. It's a w2 position on all levels with 401k matching and full benefits that are industry leading. The growth and opportunity with this company including Syracuse is spectacular and promotion is based on your proformance not seniority. This is a great place to start a career in Insurance and for individuals who are already in the industry to be successful.
Cons
I wish I had started with combined years ago. Networking is key in management
Combined Insurance Response7yThanks so much for sharing this positive review! As a current employee, we are especially interested in hearing your feedback. Your "pros" highlight how our company serves as a platform to have a stable career. Combined Insurance has been around for nearly 100 years and we look forward to a secure future. Our agents are W2 employees who have comprehensive benefits and the ability to earn a virtually unlimited income, based on the volume of their sales. We offer awards and incentives and merit-based promotions, and we agree that this can be a great place to launch your career. We wish you all the best in your future here with us!
- 5.08 July 2021Sales CoordinatorCurrent Employee, more than 10 yearsNashville, TN
Pros
Everything you need is provided, excellent training, best in the business. The bonus structure is great. I’ve won many trips! Best one is Hawaii❤️ Love to work from home as well approach businesses with great benefits to offer them as well as individuals.
Cons
You are managed and you must report in and go to meetings
- 4.014 June 2016Insurance AgentCurrent Employee, less than 1 yearDayton, OH
Pros
There are many pros about this company. The sales training is very good. All of the management wants you to succeed. The incentives to make sales come with really good bonuses and even trips. The benefits are very good and the products are the best I have ever been introduced to.
Cons
It's sales so if you don't write policies, you don't get paid. If a policy is written and the client suddenly cancels the policy, it gets charged back to you.
4Combined Insurance Response8yThank you for this positive review. We especially appreciate hearing from our current employees! We are so glad to hear that you are benefitting from our excellent training and onboarding process, and that our quality products are bringing value to your customers. You offer a realistic view of a sales career, and it sounds like you are someone who will have a lot of success here at Combined Insurance. We wish you all the best!
- 1.05 Oct 2013Sales AgentCurrent Employee, more than 1 yearAltoona, PA
Pros
6 month new agent subsidy makes it a good 'short term' opportunity. Employee position so you have taxes deducted and access to 'expensive' health insurance benefits.
Cons
Unprofessional distribution system cold calling! Don't let them try to tell you differently! Unethical business practices! Very expensive health insurance benefits! Very little support from management after your 2 week training in Chicago and 2 week in-field training (That is normally NOT followed). Products are NOT priced competitively AND their underwriting is WAY TOO RESTRICTIVE for their pricing! They put WAY TOO MUCH money into their high level managers and NOT NEARLY ENOUGH into their agents and territory managers. They also provide MUCH more recognition to high level managers, rather than to the agents and territory managers, that are responsible for their success in their high level management roles!!!! They hire anyone, so if you NEED a job while looking for a career, go take their money for several months. DO NOT expect it to be a career opportunity!!!!!
4 - 3.019 Jan 2015Territory Sales ManagerFormer Employee, less than 1 year
Pros
You can make a living if you work really har and they do provide benefits and take out taxes.
Cons
High turn over of agents and managers.
3 - 5.03 Sept 2015Retired - Master Trainer & DirectorFormer Employee, more than 10 yearsBeaverton, OR
Pros
Excellent training process to prepare the new or experienced agent/manager to be successful in the Combined Insurance business. They will help you identify and focus on your Personal, Family and Business goals. Even though you are an insurance agent you are an employee with a benefit package and 401K.
Cons
Takes a lot of self-discipline.
1Combined Insurance Response9yThank you for taking the time to review our company. As a retired Director of Training, you deserve many thanks for all you did to help make our sales training and onboarding process among the best in the industry. Our sales agents have an unlimited income potential and a comprehensive compensation package, including a 401k retirement savings plan and a stock discount plan. We agree that since sales can be both a challenging and a rewarding career, people who have a lot of self-discipline are the most successful. Thank you again for your work here at Combined Insurance, and we wish you a happy retirement.
- 3.04 Jan 2016Anonymous EmployeeCurrent Employee, more than 1 year
Pros
For voluntary benefits provider this company invests in their employee, yes that's EMPLOYEE as you are NOT 1099 with Combined. They have paid training and actually carry an employee benefit program for their sales people. They also have a descent product line up and are competitive.
Cons
Management does NOT listen to the field! They do not care to know input as to what could make things better with the company - sad. They also have antiquated systems which seems to put added obstacles in the way to putting the business on the books - which ultimately impacts your income since after the paid training you are pretty much commission only.
2Combined Insurance Response8yThank you for taking the time to review our company. We always appreciate hearing from our current employees. As you point out, we offer top-notch training for our employees, and we offer a comprehensive benefits package. We are proud of the products we offer our customers, and we have been named to Ward’s Top 50 Life-Health List fifteen times. We appreciate all the experience you bring to your job every day, and we regret that you feel your ideas are not being heard. We are always striving to improve. If you would, please email more information to feedback@combined.com. We wish you all the best in your career here with us!
- 2.06 Nov 2011Sales AgentCurrent Employee
Pros
All materials provided. Good training. Flexible Schedule. Bonus System.
Cons
Unpaid training - two weeks long - if in NY/ NJ or New England, you will go to the location in Schenectady, NY and stay there for a full two weeks. They provide place to stay and pay mileage if you drive, airfare if you fly. No food expenses, you are on your own for all your food, which can add up after two weeks. Commission based salary. Door-to-door sales. Hard sale tactics No benefits for 6 months and that is only if you hit a sales number. Must pay out of pocket ALL business related expenses - phone, fuel, printing, etc. Claims issues from previous and current customers. Leads provided are for current and former customers who complain about being visited too often and pushed way too hard by lots of different sales reps for Combined. Unknown in public sector - no advertising whatsoever. Uses word of mouth and door-to-door sales to advertise. High cancellation rate of policies. HUGE turnover rate - told by my marketing director that sales agent turnover is 150% and territory manager is 100% - each per year. Scary stat.
3 - 5.015 Feb 2018Combined AgentCurrent Employee, more than 3 yearsWilliamsport, PA
Pros
Great Company with comprehensive benefit package along with all time record income year quarter after quarter. The trips we offer to qualifying personnel are 5 star and second to none. I have enjoyed Cancun, Mexico , Costa Rica, and now onto Panama all on the company's dime. Helping others on top of all the perks, is very fulfilling and really makes this career full circle when it comes to working for such a large company.
Cons
If your not willing to give it 110% this isn't the career for you. Hardwork forever pays. Reaching your goals sometimes take you past the regular 9-5 position. I'm a hardworking person so not really any cons.
Combined Insurance Response6yThanks so much for taking the time to leave this positive review! As you mentioned, we offer our employees a comprehensive benefits package and the chance to win awards and incentives, like trips. We applaud your PMA and wish you all the best in your future here with us!
