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Excerpts from user reviews, not authored by Glassdoor
- "As an agent you make your own pay and you have great training" (in 125 reviews)
- "Benefits are great but not immediate" (in 40 reviews)
- "People were great and very conscious" (in 37 reviews)
- "Flexible schedules to work around family needs." (in 21 reviews)
- "Great supplemental insurance products" (in 20 reviews)
- "Commission Only and training is UNPAID." (in 46 reviews)
- "The management is poor and not professional." (in 45 reviews)
- "Territory managers have poor coaching skills and therefore micromanage their agents." (in 32 reviews)
- "Long hours (5 to 6 10 to 12 hour days) an excessive amount of meetings." (in 31 reviews)
- "Upper management could care less about the agent themselves, except what the agents can put in managements pockets." (in 18 reviews)
Reviews about "schedule"Return to all Reviews
- 1.014 Jan 2021Insurance AgentFormer Employee, less than 1 yearNew Braunfels, TX
Flexible schedule but you have to work all the time
Overworked and underpaid; conning people into buying multiple policies
- 3.020 Jan 2011Territory ManagerCurrent Employee
Second to none training All materials provided Needs-based selling Semi flexible schedule Good product base Bonus Potential They pick up tab for business trips Good trips to earn
Aggressive pushing from VPs to MDs to TMs to 'hit numbers'. Lot of hypocriticial action from upper management. Misrepresention!!! Will say they provide leads but the leads are used up 'active customers' who are burned up about being contacted so much. Uses leads to 'trap' employees but then told to cold call and cold call some more. Will hire up anybody and then expect TMs to train people who should have never been hired. Pay sheets are IMPOSSIBLE to read. Even as a TM, I am uneducated on them. Have heard a number of claims issues. Schedule may be flexible but it's a lot of long hours and weekends. Pay structure is impossible to follow. (expecially for TMs and expecially the new 2011 concept) Seems to have a lot of responsibility for such a small base salary at the management level. As a W2 company, even managers are treated as 1099s. Expected to pay all phone, computer, fax, office supply out of pocket. (was not give a program necessary to do my job and I refuse to pay 200$ out of my pocket for it...Microsoft Office)1
- 2.04 Dec 2015Sales RepresentativeFormer Employee, more than 5 yearsNew York, NY
Being able to have a flexible schedule and advanced commissions can be awesome! If you're independently motivated, this is a good fit
Working on 100% commission has a downside, and unless you have a strong residual check, there's no such thing as paid sick leave. Upper management was not very flexible or supportive.2Combined Insurance Response8y
Thank you for taking the time to review our company. Sales agents have the flexibility to run their businesses and schedule their appointments, making it an ideal career for someone who is looking for work/life balance. To be successful, agents must have a strong work ethic and be great at self-motivation. Our agents have the potential to earn virtually unlimited income, and all of our employees enjoy a comprehensive benefits package. We work hard to make sure every employee has the support they need to be successful, but it sounds like you were disappointed in the support you received. We are always striving to improve, and we would appreciate it if you would please send more information to email@example.com . We wish you all the best in your future endeavors.
- 2.013 Jan 2016Territory ManagerCurrent Employee, less than 1 yearChicago, IL
Great first week of sales training, Flexible schedule, tele-commute, PMA,...but
Scam simply. Walk and walk and walk door to door. Marketing Directors and above work for ACE but TM's do not. Commission schedule so convoluted and the worse ever HR/Compensation website.3Combined Insurance Response8y
Thank you for taking the time to review our company. We are known for our excellent training school that prepares our agents to be successful in the field. As you mentioned, our founder, W. Clement Stone, believed that having a positive mental attitude (PMA) was key to success, and we find it holds true for our successful agents in the field to this day. Our agents are full-time employees, but they do enjoy a flexible schedule in which they manage their own time. Sales is not for everyone, but those who excel in sales have a virtually unlimited income potential. We are slightly confused by your statement that Market Directors and above work for ACE. Let us be clear, all employees work for Combined Insurance and Combined Insurance is an ACE Group company. That said, we hear your frustration and want to do better. Specifically, we would appreciate it if you would let us know how what specific issues you encountered on our employee website. Please email us at firstname.lastname@example.org with more information.
- 4.03 Dec 2021Insurance AgentFormer Employee, more than 1 yearBeckley, WV
Make unlimited amount of money. Own schedule
You have to be very self disciplined to make a full enough schedule to be able to make good moneyCombined Insurance Response2y
Thanks so much for taking the time to write this positive review. Our agents have the ability to earn a virtually unlimited income based on the volume of their sales, and the flexibility to create their own schedules. Thanks again, and we wish you all the best in your future endeavors.
- 5.05 Sept 2018Account ExecutiveCurrent Employee, more than 10 yearsBedford, NH
The workplace environment is amazing with the pma Philosophy( positive mental attitude) I am in charge of my schedule and income. They train at all levels after 13 yes I still get great training and support from my management team.
This is sales!!! If you can't handle that this is not the career path for you. Most people that have many cons about combined just couldn't do it and rather than admit it blame this great organization. This company has given my family a new life. I make such figures and have secured financial freedom.2Combined Insurance Response6y
Thanks so much for taking the time to leave this positive review! We work hard to make sure our employees get the training and support they need, so it's great to hear that after 13 years you still fell well-supported. We wish you all the best in your future here with us!
- 2.017 May 2017AgentFormer Employee, less than 1 yearSarasota, FL
Set your own schedule work as much as you want or as little the bonuses help offset the terrible payout
Sales Management is very unprofessional and needs a complete overhaul also no fuel Reimbursement for meetings or sales appointments it's sad when you have to ask for simple things like that!4Combined Insurance Response7y
Thank you for taking the time to review our company. Being a sales agent at Combined has many entrepreneurial-type characteristics, such as being able to set your own schedule, building up your own business based on referrals and leads, and having the opportunity to earn an income that is based on the volume of your sales. It’s true that sales is challenging and is not for everyone. We wish you all the best in your future endeavors.
- 5.012 July 2019Senior Account ExecutiveCurrent Employee, more than 1 yearFarmingdale, NY
At Combined Insurance, there are many pros. From helping clients out in their moment of need to being able to have a flexible work schedule. The pay is great. In your first 26 weeks, you get weekly bonuses. You also receive monthly bonuses as well as quarterly bonuses when you reach a certain level in the company.
Even the days you are not working, you're working because you have to cater to your clients and their questions/claimsCombined Insurance Response5y
Thank you for taking the time to leave this positive review. We always appreciate hearing from our current employees! Our agents have the ability to earn a virtually unlimited income based on the volume of their sales, and it's great to hear that you listed pay as a "pro". Many of our account executives also share that they enjoy this work so much because it gives them an opportunity to help their customers during their times of need. We wish you all the best in your future here with us!
- 1.016 Jan 2017Sales RepresentativeFormer Employee, less than 1 yearPhiladelphia, PA
You are your own boss pretty much. The only thing you really had to do was check into the office for a meeting in the morning and check once a day with the supervisor. Unlimited earning potential Flexible Schedule if your sales are good
You have to get your own leads %100 Commisions if you dont sell you dont eat Leads that are provided suck5Combined Insurance Response7y
Thank you for taking the time to review our company. Our agents are a lot like entrepreneurs—they work from their own offices and manage their own calendars. They are paid a virtually unlimited income based on the volume of their sales. Sales is not for everyone: successful agents must drive, meet with clients, network and build customer relationships. It will take time to build up a thriving business, but the reward can be great. We see that it was not a fit for you, and truly wish you all the best in your future endeavors!