Combined Insurance "training in chicago" Reviews | Glassdoor.com.au

Combined Insurance Employee Reviews about "training in chicago"

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  1. Helpful (7)

    "Outside Insurance Agent for Kentucky"

    StarStarStarStarStar
    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Former Employee - Insurance Agent in Covington, KY (US)
    Former Employee - Insurance Agent in Covington, KY (US)
    Doesn't Recommend
    Negative Outlook
    Disapproves of CEO

    I worked at Combined Insurance full-time (Less than a year)

    Pros

    Company has a strong financial backing by the CHUBB company and has been in business for many years. products are good.
     As an agent, there truly were no pros. I attended training in Chicago which was very stressful. Trainer was inadequate, had never sold a thing in her life. decent knowledge of the products but knew absolutely nothing about sales or customer service, attempted to train us like we were her pet monkies., was very rude at times and condescending. I left my family a whole week only to be publicly insulted & humiliated several times . Accomodations were okay nothing great. Classes were long with evening assignments that lasted til 9:00 at night. I was paid $500.00 for about 60 hours of work so approx minimum wage.

    Cons

    There were no leads in my area so I would drive for an hour and a half before sitting down in front of a client. What the company considered as leads was actually their data base of customers who they revisited over & over & over. Some clients had as high as (9 ) of their policies. many were very irritated when you arrived at their door. I was told in the beginning that I would be working with businesses which was very appealing only to find out that none of my managers knew nothing about how to go about that. I was with this company just shy of 120 days and earned less than $1,000.00. Gasoline & auto repairs cost me a lot more than this. I have been in sales for many years starting out in college selling Kirby vacuums whre I was promoted to a distributor only after a couple of years so I was not new to this type of sales.

    Advice to Management

    Stop all your "positive" hip hip horaah amd hire managers than know what the hell they are doing so that they can train your salespeople right. The 'positive" garbage comes across as totally phony especially when you are having a tough time trying to make a buck. I certainly would not recommend this company to anyone.

    Combined Insurance Response

    20 Mar 2018 – Social Media Manager

    Thank you for sharing this review. As you mentioned, we are a Chubb company and have had nearly 100 years of success in the insurance industry. Our trainers work very hard to make sure our agents are... More


  2. Helpful (2)

    "Dissatisfied and frustrated"

    StarStarStarStarStar
    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Current Employee - Anonymous Employee
    Current Employee - Anonymous Employee
    Doesn't Recommend
    Neutral Outlook
    Approves of CEO

    Pros

    Positive work environment at office
    good initial training in Chicago

    Cons

    Personally, my manager did all of the work for me the first week, so I didn't get much of an idea of doing things on my own. They give you leads that are a vast majority from people who already have the insurance, making it harder to get appointments and sell new products. Also, I am not a huge fan of having to go to REQUIRED awards meetings 2 or more hours away from home and not being reimbursed for the travel costs.

    Advice to Management

    More hands on training....leaving people high and dry after a week is a set up for failure for a lot of people.

    Combined Insurance Response

    8 Feb 2018 – Social Media Manager

    Thank you for taking the time to review our company. While we do provide leads for our agents, most successful agents work hard at cultivating and maintaining their own customer base. Many have a... More

  3. Helpful (3)

    "good opportunity to advance-lousy products"

    StarStarStarStarStar
    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Current Employee - Field Representative in West Palm Beach, FL (US)
    Current Employee - Field Representative in West Palm Beach, FL (US)
    Doesn't Recommend
    Negative Outlook
    No opinion of CEO

    I have been working at Combined Insurance full-time (More than a year)

    Pros

    many levels of management allows for opportunity to advance-Great sales training in Chicago-good field training.

    Cons

    Door to Door sales in less than desirable areas, too many meetings, few customers see the value of these products as they are offered by too many other companies with better features at less cost(AFLAC-Colonial), way too many charge backs. Life insurance product is sold with less than honest approach

    Advice to Management

    make sure new employees know what they are getting themselves into-too much work for the compensation. Charge backs eat away at true earnings.

    Combined Insurance Response

    14 Jun 2017 – Social Media Manager

    Thank you for taking the time to share this review-we especially appreciate hearing from our current employees. As you mentioned, we offer merit-based opportunities for advancement and are always... More


  4. Helpful (2)

    "Avoid At All Costs"

    StarStarStarStarStar
    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Former Employee - Agent
    Former Employee - Agent
    Doesn't Recommend
    No opinion of CEO

    I worked at Combined Insurance full-time (More than a year)

    Pros

    Training in Chicago was thorough

    Cons

    I received hardly any training once I got back. Then when I quit, I told my manager that I quit and come to find out that once my account settled it was in the negative because my resignation wasn't reported until 7 weeks after I gave it to the manager. I didn't get my deposit back on my IPAD because it went towards my debt. I should have reported them to the department of labor.

    Advice to Management

    Stop playing the numbers game so you can get a bonus


  5. Helpful (2)

    "Insurance Agent"

    StarStarStarStarStar
    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Current Employee - Insurance Sales Agent
    Current Employee - Insurance Sales Agent
    Doesn't Recommend
    Neutral Outlook
    No opinion of CEO

    I have been working at Combined Insurance full-time

    Pros

    Training in Chicago is a great experience and morale booster.

    Cons

    100% commission, mandatory redundant unpaid meetings, benefits

    Advice to Management

    Spend more time with employees during initial weeks

    Combined Insurance Response

    5 Sep 2017 – Social Media Manager

    Thanks so much for taking the time to review our company and for mentioning that your training in Chicago was a great experience and morale booster. We wish you all the best in your career here with... More


  6. Helpful (2)

    "Good Company but"

    StarStarStarStarStar
    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Current Employee - B2B Sales Representative in Atlanta, GA (US)
    Current Employee - B2B Sales Representative in Atlanta, GA (US)
    Doesn't Recommend
    Neutral Outlook
    No opinion of CEO

    I have been working at Combined Insurance full-time (Less than a year)

    Pros

    Good company. The corporate training in Chicago is all expense paid and very thorough. I like that the company promotes positive motivation. There is a base salary for six weeks that is helpful to allow you to build your business. Once in the field they assign mentors to go out with you.

    Cons

    Your success depends not only on your own personal drive but the mentor that you work with. I liked my mentor personally but there was a lot going during my training weather and conferences so I didn't get as much field training as I needed. Also you will definitely run into the "we have Aflac" block quite a bit.

    Advice to Management

    Extend the base salary period to really allow your agents to build business. Six weeks is not enough.

    Combined Insurance Response

    10 Feb 2017 – Social Media Manager

    Thank you for taking the time to review our company. As a current employee, we especially appreciate your insights. It is our goal to set our agents up for success by providing a week-long, in-house... More


  7. Helpful (7)

    "100% Commission, No Leads"

    StarStarStarStarStar
    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Former Employee - Insurance Agent
    Former Employee - Insurance Agent
    Doesn't Recommend
    Neutral Outlook
    Approves of CEO

    I worked at Combined Insurance full-time (Less than a year)

    Pros

    Paid training in Chicago is spectacular!
    Good products.
    Positive Mental Attitude approach is kinda dumb but it works!

    Cons

    Driving to the ends of the earth to reach assigned territory.
    "Leads" is a binder of current customers and a list of businesses in the area.
    No name recognition (no one has ever heard of Combined Insurance).
    100% cold calling + 100% commission = Go work somewhere else

    Advice to Management

    Enjoy living off your residual commissions because no new business is going to happen.

    Combined Insurance Response

    10 Feb 2017 – Social Media Manager

    Thank you for taking the time to review our company and for mentioning our excellent product line. Our agents do work on 100% commissions and are responsible for generating most of their leads, as... More

  8. "Great Company, if you are looking for a real sales job"

    StarStarStarStarStar
    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Current Employee - Manager in Des Moines, IA (US)
    Current Employee - Manager in Des Moines, IA (US)
    Recommends
    Positive Outlook
    Approves of CEO

    I have been working at Combined Insurance (More than a year)

    Pros

    Sales training in Chicago is top notch. Best I've seen in 10 years of sales with different companies.
    Opportunity to make a lot of money, if you work really hard, and do it with some help calling on current clients.
    Can go both B2B & B2C.
    Products are great.
    Company is great at paying claims. It helps to make sales when claims are paid so well.
    Lots of room to move up.

    Cons

    Sales isn't for everyone. Hiring manager gives people a chance that deserve it. But after the training, you have to do it!
    I have worked lots of commission only jobs where there is no training. It is sink or swim. That isn't the case here. But some people just aren't willing to do what it takes to have success.
    It won't be done for you here, that is for sure!

    Combined Insurance Response

    28 Oct 2016 – Social Media Manager

    Thank you for sharing so many positives about working at Combined Insurance! We especially appreciate hearing from our current employees, and it’s great to hear that you agree our sales training is... More


  9. Helpful (7)

    "Job Posting misleading"

    StarStarStarStarStar
    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Current Employee - Insurance Agent in Youngstown, OH (US)
    Current Employee - Insurance Agent in Youngstown, OH (US)
    Doesn't Recommend
    Negative Outlook
    No opinion of CEO

    I have been working at Combined Insurance full-time (Less than a year)

    Pros

    Offers some leads, and decent training in Chicago. PMA culture is a plus for keeping you going, and there is support in the company. They provide an iPad for writing apps.

    Cons

    Leads are inconsistent, and it says in the job posting they are provided weekly. This is not the case bi-weekly at best and more often then not monthly. Often they can be worked in a day or two, and so that leaves cold calling on businesses, which have a much lower closing rate. Job posting says there is only one weekly meeting, however this quickly changed leaving some agents to drive over an hour one way to a 1 hour morning meeting and drive back another hour to hour and a half to work their assigned territory and another hour or so home. meaning 12-14 hour days with almost 1/3rd of it non productive time spent in meetings or on the road. If your territory manager does not get you off to a fast start your commission rate will only be 30% with some product lines being 10%. It is a lot of time and money and has the potential to pay big but only under the best conditions.

    Advice to Management

    Have people work their home territory instead of making them drive every day to a meeting that could be done over face time or conference call. $30-$40 a week in gas just to make the meetings is a bit much plus all the wasted time behind the wheel. The morning could be better spent prospecting or selling. Also better training in the field for prospecting. I have taken this up with my TM and MM and have had little help.

    Combined Insurance Response

    11 Apr 2016 – Social Media Manager

    Thank you for reviewing our company. We especially appreciate hearing from our current employees. We do our best to provide leads regularly for our agents, but it’s true that a big part of this job... More


  10. Helpful (2)

    "Combined Insurance"

    StarStarStarStarStar
    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Current Employee - Sales Representative in Grand Rapids, MI (US)
    Current Employee - Sales Representative in Grand Rapids, MI (US)
    Positive Outlook

    I have been working at Combined Insurance full-time (Less than a year)

    Pros

    the 2 week training in Chicago is great
    good commission structure
    great insurance policies that actually help people in times of need
    on going training

    Cons

    company doesn't advertise at all which makes it a more challenging sell
    don't provide money for gas