Combined Insurance - It is good if you can put in effort. | Glassdoor.com.au
Pros
Cons
  • "They expect you to go door to door six days a week" (in 35 reviews)

  • "There are times for long hours with great rewards" (in 38 reviews)

Employee Review

Employee Review

"It is good if you can put in effort."

StarStarStarStarStar
  • Work/Life Balance
  • Culture & Values
  • Career Opportunities
  • Comp & Benefits
  • Senior Management
Current Employee - Insurance Agent in Houston, TX (US)
Current Employee - Insurance Agent in Houston, TX (US)
Recommends
Positive Outlook
Approves of CEO

I have been working at Combined Insurance full-time (Less than a year)

Pros

Recent hire. Seems good so far.

Cons

None yet. Recent hire as of today.

Advice to Management

None

Combined Insurance Response

1 Mar 2019 – Social Media Manager

Thanks for taking the time to leave this positive review! Please let us know how it goes as you launch your career with us, and reach out to your manager if you need more support. We wish you all the... More

Other Employee Reviews

Other Employee Reviews

  1. Helpful (2)

    "Words cannot describe how I feel."

    StarStarStarStarStar
    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Former Contractor - Insurance Broker in Tampa, FL (US)
    Former Contractor - Insurance Broker in Tampa, FL (US)
    Doesn't Recommend
    Negative Outlook
    Disapproves of CEO

    I worked at Combined Insurance as a contractor (Less than a year)

    Pros

    I made this account and review strictly because I feel I have a duty to inform people about this company. No pros.

    Cons

    I will describe my experience with this company. I have worked in the insurance industry since I was 18 and have been with the same company, not combined/chubb. I was contacted by a “territory manager” which is the term they tell regular agents to use to do hiring. There is a trickle down in commissions and the more people you hire, the more commission/residuals you receive. That was not what I was told. The “territory manager” guaranteed a base pay plus commissions and we had spoke on numbers of the base pay. I did my research and believed because of how the position was described and what I read on the company that it was a legitimate position. Now here was the first catch, I live in Tampa FL and work here as a full commission agent and have had success all five years. The reason I say that is because the agent “territory manager” was asking me to uproot my family and move to Ohio. He said they would need to send me to training in Chicago and everything would be paid for. I agreed and waited on my ticket. For the week before my flight they struggled to get me the information on my ticket and it was the day of my flight that I received it. I got a list minute phone call from the agent saying that “if anyone asked me, I completed an 8 hour demo”. Concerned it would make me lose my opportunity for the job if I didn’t, I agreed. I flew into Chicago and instead of having a car waiting, I was told I would need to catch the shuttle down the block. In -9 degree weather. I arrived at the holiday inn and was made aware that there would be someone in my room with me. I hesitated and said it made me uncomfortable. I was then told I could buy my own room for the week. I took my room key and went to my room. The man in the room and his things all over both beds, in a very small room. I am a grown man, and I was uncomfortable. I spoke with the gentleman that was in my room and asked him if he knew anything about the documents that the front desk gave us asking for personal information insurance documents identifications Social Security numbers. He said that he was from New York and he was told that this was a W for full commission position and that there was no guarantee base pay. Concerned again, I told him what I had been told and then began to follow through with the agent that contacted me. I wrote him and said that I was highly concerned and that I had just traveled across the country on a flight to another city with my family and children at home for Him to lie to me about something as simple as a base pay? You have to understand this man was asking me to uproot my family and go across the country if I would have been told that there was no base pay I would have never stepped out the door to travel across the country and consider working for a different company. Instead of providing me with any information he simply said that I could have a flight home and sent me a flight confirmation. I then spent the day painting for taxis and food which was not provided by the company like I was told. All in total my time in Chicago for the airport, baggage, taxis and Uber’s, food and toiletries I spent short $300. I was told that I would receive a reimbursement for my baggage and $125 visa gift card which I never did receive. I currently am still waiting for reimbursement. If you are interested in working in the insurance industry please save yourself some time and do not work for this company. From commission levels to no base pay and paying for leads, you should expect much higher. My experience with this company was traumatic and appalling.

    Advice to Management

    Tell the truth.

    Combined Insurance Response

    1 Mar 2019 – Social Media Manager

    Thank you for making us aware of this situation. It is never our intention to misinform any of our potential field agents, and we sincerely regret you felt misled. We would like to get more... More


  2. Helpful (6)

    "Beware, potential won't pay your bills."

    StarStarStarStarStar
    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Former Employee - Sales Coordinator in Pittsburgh, PA (US)
    Former Employee - Sales Coordinator in Pittsburgh, PA (US)
    Doesn't Recommend
    Negative Outlook
    Approves of CEO

    I worked at Combined Insurance full-time (More than a year)

    Pros

    Flexible schedule, income "potential", incentive trips

    Cons

    Commission only, hours worked, 7 day a week job, chargeback percent, nothing reimbursed for travel, nepotism

    Advice to Management

    Pay your first level managers a salary! Teach MD's how to recruit quality not just quantity. The heard them in and then heard them out recruiting mentality needs to be addressed.

    Combined Insurance Response

    1 Mar 2019 – Social Media Manager

    Thank you for taking the time to leave this review. As you mentioned, our sales agents have the ability to earn unlimited income based on their sales, but it's true this type of sales is not for... More

Discover more reviews about Combined Insurance.

Work at Combined Insurance? Share Your Experiences

Combined Insurance
  • Star
  • Star
  • Star
  • Star
  • Star
 
Click to Rate
or