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      Vice President- Commercial Real Estate Lending Interview

      15 Dec 2014
      Anonymous employee
      Tampa, FL
      Accepted offer
      Neutral experience
      Average interview

      Application

      I applied online. I interviewed at Fifth Third (Tampa, FL) in Feb 2010

      Interview

      I had one interview in 2007 with two people, one being a regional director who flew into Tampa and the VP/ manager of commercial real estate lending of the bank and we had lunch at a nearby restaurant in Tampa, My resume had already been reviewed by both and I was interviewing for a newly created position in charge of CMBS lending of their newly created CMBS unit. General discussion of my extensive commercial real estate lending while at a former life insurance company commercial real estate lender was discussed including, but not limited to, types of deals, size of transactions, types of borrowers etc. I had my own list of questions regarding types of lending desired, size of potential transactions, regional territory to be covered ( northern half of Florida ), methodology of transactional procedures from initiation to closing / funding. Also discussed were my 4 years of bank-owned commercial REO sale and disposition while a Sales Manager at the Federal Deposit Insurance Corporation (FDIC). Only one interview was held in Tampa, however three phone calls preceeded the interview, including one from their HR department to arrange for preliminary paperwork etc. The interview process went very well and I was strongly encouraged by a variety of relevent factors. I was offered the position within two weeks of the interview, paperwork was completed and I accepted and was hired.

      Interview questions [1]

      Question 1

      I was asked how I would underwrite a specific property, how I would review the specific asset, cash flow of property, debt service coverage, review the borrower's financial capability, presentation of the transaction. I gave straightforward answers to this with minimal questioning as I covered the bases. I asked about size of deals and quality of deals to be considered.
      1 Answer
      1