After going through the lengthy application, interview, and assessment process I was denied a job due to my credit. This was AFTER I had received the job offer and gleefully welcomed to the company wholeheartedly by at least 2 employees. I was asked to submit an explanation of negative items on my credit, most of which were MEDICAL in nature. I did comply but after the document I prepared was received, I received a call rescinding my job offer. I had already lined up child care and turned down other opportunities. I had asked about the credit criteria before I went to the interview, and every manager I spoke with afterward told me that I had merely "perceived" that I had a job even though I had signed documents regarding the company's policy on attendance and had been given an actual start date, and had lined up childcare for my son. I was told that the amount of medical debt I had was excessive. Yes, I said that correctly, that I was denied a job due to medical debt. I explained that most of the debt wasn't even legitimate, and since it had been requested of me to submit an explanation of the things that were affecting my credit negatively I was owed due diligence to at least review the document I sent. Thankfully, I didn't go into to much more personal information. Since I have had this experience I've read and heard about others having similar experiences. I was told by someone who is a recruiter for a staffing agency in this city that Paycom has a bad reputation for yanking prospective employees around and that if your credit isn't perfect you won't get a job there or you will have an offer rescinded as mine was. I was HONEST about my credit having negative items and was told that the only thigns that would affect my chances of being hired was if I had a foreclosure or bankruptcy. Well, I don't have those things and honestly, I laughed when I saw that the company was taking issue with, being that it was mostly medical. My advice to anyone who is interested in working with this company is to make sure you have perfect credit before beginning the lengthy and time consuming application, assessment, and interview process. I would hate for anyone else to go through what I have. I would have been working today but now I have to completely start my job search over since I've turned down other prospective employers. I do understand that my formal employment was contingent upon the background check, but what this company has done, given that it helps other (and some major) companies screen employees is not right or ethical. There is no reason I can think of to hold someone's medical debt against them other than that company does not want to take on the employee under their insurance. I feel t his sets a dangers precedence and no one should be treated the way that I have been treated. I have been embarrassed and lost a lot of time to this company. If at any point, my credit was an issue (let's forget the fact that I was basically told the medical debt was excessive) the HR representatives and manager should have stopped the process then and not asked me to provide more personal information. I feel this company may be data mining and used my application and what happened in my case as research to further help themselves with their business since they are in the business of streamlining HR processes for other companies.