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First Bancorp

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William H. Hayter

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Banking & LendingIndustry

Description Which came first: Virginia-based First Bancorp, First Bancorp in North Carolina or First BanCorp in Puerto Rico? Regardless, the one in Virginia is the holding company for First Bank & Trust. Through about 20 branch offices, the bank offers small business owners and individual consumers traditional deposit services such as checking and savings accounts, money market accounts, and CDs, in addition to trust and wealth management services. Although the bank's lending activities clearly focus on mortgages and other real estate loans (some 70% of its loan portfolio), it also offers business and consumer loans. Agricultural loans are available through division First Bank AgCredit.

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