Description The Neffs National Bank is an independent bank that has been serving eastern Pennsylvania's Lehigh County since 1923. The bank operates a single office in the village of Neffs, north of Allentown. Targeting consumers and local businesses, it provides a variety of deposit products, including checking and savings accounts, CDs, and IRAs. The bank is mainly a real estate lender, with residential mortgages, home equity loans, and commercial mortgages comprising some 90% of its portfolio. Business, consumer, and construction loans round out its lending activities. The Neffs National Bank also offers tax, estate, and investment planning.