Agent Recruiting Finally Hits oversaturation - Anonymous employee Aflac Employee Review

2.0
8 Nov 2009
Anonymous employee
Recommend
CEO approval
Business outlook

Pros

Brand recognition, marketshare, claims payment ratios.

Cons

Aflac Veteran of over 10 years. Have held several positions starting with Associate. Major management and strategy changes in 2009 and projected for 2010 have and will continue to cause serious challenges to Brand and therefore sales. Oversaturation in recruiting new agents has finally become the primary negative to group account prospects. Aflac has addressed this over the last 10 years as a constant in the marketplace, however the issue of excessive contact of prospects by an overly agressive field force has become a very bad and seemingly permanent perception amongst Aflac targeted companies. It has become the primary reason companies who do not offer Aflac WILL NOT OFFER AFLAC. Internal changes by Aflac Headquarters scheduled for 2010 limiting access to larger companies unless through the new Aflac Broker V.P.'s will kill your ability to "elephant hunt". If that is your goal, do not interview with this company. It will not happen. These changes are the result of changes in Senior level management, and in State office management throughout the company. In addition, various executives and State Sales managers have either pled guilty to tax fraud or are under current investigation by I.R.S. and various State departments of insurance.

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5.0
8 June 2026
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Pros

Build your own business. Equal work, family life.

Cons

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5.0
15 Dec 2015
Recommend
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Pros

Freedom to be your own boss, trips, bonuses, renewable income (instead of one time commission), career instead of just a job. FORTUNE 500 and a World's most Ethical Company. Great training (at least here in Wyoming) and a family mentality. Great family/work balance.

Cons

No base pay, can be a slow start at first, you have to be very organized and self-driven, have to be licensed in life and health to sell insurance (but my management help with the process).

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