Pros
A Salary when you begin in the insurance industry is a great benefit! Flexibility on hours worked....however, you are still working 50 - 60 hours...you can just choose which 50- 60 hours you will work. If you have a great work ethic- you will not be micro-managed. Great training for anyone new to thh industry. The pay is reasonable for being insurance- however, the losing money if benchmarks are not met is ridiculous and very de-motivating!
Cons
If you do not have the privilege of living in Illinois- you will not be given any book of business until you prove yourself. Which means if you do not have a large natural market- you will need to expect on spend $300 - $500 on leads per month, not to mention any marketing and networking efforts you decide to partake in. And, though they say you are a business owner- or that you are working your way to business ownership, that is not true as there is nothing you will own once converted to a career rep except a lease, staff expense, and all other business expenses that go with "business ownership".....but again, with nothing to sell or hand down to your children other loved one...what exactly is it that you own? You will not be building an asset but you are building the company an asset. You will make much more money and close more deals if you become an independent agent versus a captive agent.