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CareFree Insurance Services

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Consider heading in the opposite direction! - Telesales Agent CareFree Insurance Services Employee Review

1.0
2 Feb 2024
Recommend
CEO approval
Business outlook

Pros

CareFree is part of the CVS Health umbrella and most agents are under the CVS Health Benefits (But this will probably change soon)

Cons

Upon initially considering the opportunity, I engaged in discussions with a recruiter who presented the role. The recruiter lured me with the opportunity to belong to the CVS Health family. Subsequently, the Sales Director at the time and the Sales Manager assured me of substantial earning potential and emphasized a minimal focus on cold calling. Encouraged by these assurances, I accepted the position. However, as time progressed, I observed a significant discrepancy between the promised earnings and my actual paycheck. Upon revisiting the compensation contract, it became apparent that the terms did not align with the initial representations. Furthermore, contrary to expectations, there was a notable emphasis on cold calling within the role. One of the challenges encountered was a lack of support, understanding, and appreciation for the telesales team. The leadership was present, but the overall environment did not foster a sense of support. Notably, the responsibility for handling IB calls primarily fell upon field agents, leaving telesales staff with limited opportunities for engagement. Presently, the majority of telesales agents find themselves primarily functioning as customer relationship agents due to the implementation of the "NEW" Auto-Dialer. This has resulted in limited space for pursuing inbound call sales opportunities or accommodating callbacks, as the Auto-Dialer operates continuously without pauses. Additionally, compliance issues may arise when leadership initially approves a certain action but later, compliance regulations come into play, creating potential conflicts and challenges.

Explore other reviews about CareFree Insurance Services

5.0
10 July 2021
Recommend
CEO approval
Business outlook

Pros

The staff is amazing and extremely knowledgeable. They are fair and treat everyone with respect. I will continue recommending Carefree to everyone that I know.

Cons

At this point, I have nothing negative to say.

1.0
28 June 2022
Recommend
CEO approval
Business outlook

Pros

$32 an hour plus commission

Cons

I was headhunted for this position to be a Captive Sales Agent with CareFree Insurance by working out of the new Medicare Support Center located inside select CVS Pharmacy locations. They lured us in with a very high hourly pay rate, and promises that were all broken. They told us the project was brand new and that there would be some growing pains. We were all very patient. The growing pains kept us from selling (having to do admin work, contracts with carriers getting messed up) but we bit our tongue because of the high hourly rate. ($32 an hour) They told us we would have a Care Concierge in our store who would essentially be the assistant for both ourselves and the MinuteClinic, but most stores use them as cashiers and pharmacy techs so they don’t even have any time to send you any Medicare leads. And then a year in, they fired our manager in Arizona who created a team that acted like a family, and they assigned us to the manager out of Kansas City, who is an insufferable and incompetent caricature of “The Wolf of Wall Street”, and a true coward, who came in not like if there was a new sheriff in town, but more like a dictator. They tell you that you can broker any of the companies that they appoint you with, but they really only care that you sell Aetna (because they are now owned by CVS) and will get actively mad at you if you sell another carrier. You will be micromanaged beyond belief, forcing to account for every waking second of your time into your work calendar (and I do mean every waking second) You will be told to look at every senior like a walking dollar sign; to sell to them no matter what, even if you can’t offer them a better plan. Mark my words, this little MSC program is going to crash and burn harder than the Hindenburg and the Titanic combined. Save your sanity, your self-respect, and your career and RUN FAR AWAY from this “opportunity”. They tell you that you’ll be an employee of CVS Health, the corporation that owns CVS Pharmacy, but most of the time they will actually hire you as a “contingent” worker, which means your employment is handled by an off-shore firm which has horrible benefits (instead of CVS’s okay benefits), you don’t even get the employee discount to use in the store and even the cashiers get those.

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