Pros
Change brings opportunity. Like everyone in the financial services industry, MUFG is going through a lot of changes. Regulations, legislation, mergers, and the economy in general have meant looking at new and better ways of doing things. The good news is that both global and regional management are constantly connected with the global business as a whole and as such are able to respond very quickly to the changing needs of the market, their customers, and their employees. Morale is very good and in constant focus. Unlike a lot of companies, MUFG actually do operate by their tag line. Lastly, they have one of the most well-developed employee professional development systems that I have seen.
Cons
Change also brings challenges. With over 25 years in the industry, I can say fairly confidently that financial institutions do not do well with change (no pun intended). This sector's, and this bank's, nature is based in conservatism; and that attitude goes down to the roots. So, while logically, everyone is onboard as things change; and once the vision is shared, everyone puts in the proverbial 110%, in the day-to-day, there are challenges. I would have had more Cons a year ago.