Pros
Working from home and they throw a couple parties a year where they spend a ton of money to hire rappers that are probably paid for from the money they take from their own employees in the form of chargebacks. Parties you are not allowed to bring a guest to or take pictures at.
Cons
Company makes up to 25% in fees off of poor financially strapped people looking for help. You tell the customer the goal is to get the creditors to settle for 50% of their debt but often it’s much higher than that closer to 70%. And then after the company charges the customer up to 25% in fees is the customer even saving much? While destroying their credit for years. They constantly take your commission back from you with chargebacks. I recently had multiple files where the company settled debts for customers, earning and paying themselves thousands in fees before even paying the creditor, and then taking $400 or more from me back just because the customer changed their payment draft date. They force the sales floor to set the customer up with bi-weekly or split payments just so they can justify saying a customer missed half a payment when averaging out the first 4 months of deposits so they can create a reason to take my commission back from me on a deal i signed up 4 months ago! They take back more than you earn!! Here is their model…hire hundreds of a people a month, feed them leads so the new rookies as they call them have a good first month, and then they bombard those rookies to go online and write great reviews of the company thinking they’re going to make great money. Then 2 months out of training everyone realizes they were scammed and they stop giving you leads to put you in a position to make money. And then those same people who were duped into thinking it was a great place to work get charged back on all the commissions they earned 4 months ago. Those people end up quitting while the new batch of new hires are getting fed all the business. It’s a cycle of scamming. There are dozens and dozens of managers that nobody knows what they do all day cracking the whip on the entire sales floor over scripting, split payments, and other garbage metrics they harass you on all day. I could do $500k in enrollments and make $800 while the company makes $100k revenue. You have to hit $1million which is double to make about $7500 how does that math make any sense?? They control the leads to make sure only a select few makes money. The entire sales floor send inappropriate unprofessional gifs in teams chats all day which if only the customers could see was so demoralizing and devaluing. It’s a complete cult and I’m embarrassed to have worked here for a year.
