Pros
Treated like you are family. Worked from home. Always able to contact one of my team members and/or my manager, Director or AVP if needed. Full time associates earn PTO time off that can be used as sick time or just off time. Earned 2 weeks vacation time from day one until five years when you earn an extra week. I worked for Nationwide 20 years and had 5 weeks of time off. Plus all the holidays.
Cons
Difficulty moving from one position to another. Even though jobs are offered internally and anyone can apply, most managers already know who they want in that position and only go through the motions of interviewing others before they make their final decisions. I was encouraged to go to college when I was in my fifties believing that I could move to a better paying position within the department, only to spend money I really didn't have and ended up with a huge student loan debt when I retired.