Pros
Genuinely good products in the marketplace for Insurance and Investments.
Cons
Opportunity is oversold from the start. You don't receive your investment licenses until multiple months after your contract date. In the mean time, you are forced to turn over your opportunities to other more senior advisors who take 60% or more of your commission. Initial training is not on the investment and insurance markets or how to grow your business. Initial training is all about how many phone calls to your friends and family to make in order to "start your business". You then end up having to turn your closest friends and family members over to other advisors because you aren't licensed to sell any of the products. There is no mentoring or coaching, if you want any assistance, everyone there that can help you has their hand out looking for a majority share of your commission. Just an awful overall office environment where you feel used from the start.