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Obsidian Financial Services

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paygrade - Network Engineer Obsidian Financial Services Employee Review

5.0
5 Nov 2024
Recommend
CEO approval
Business outlook

Pros

great pay and medical benefits

Cons

no stock offered other than 401k

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Obsidian Financial Services Response
1y
Thank you so much for your kind words about your experience working with us in the IT and Business Development Department! At Obsidian, we strive to create a supportive and collaborative environment where every team member—whether on the staff side or the loan officer side—feels valued and empowered to succeed. We deeply appreciate the dedication of our team members, knowing that the work we do helps families thrive and achieve their goals. Your contributions, along with those of everyone at Obsidian, are what make this organization a wonderful and enduring place to work. Thank you for being an integral part of our team and for helping us build a lasting legacy of excellence!

Explore other reviews about Obsidian Financial Services

5.0
15 Oct 2024
Anonymous contractor
Recommend
CEO approval
Business outlook

Pros

I have been with Obsidian for over five years, and with 22 years of industry experience, I can confidently say there’s no better place to work. Like any company, they’ve faced challenges, but I’ve always received the compensation I was owed. On average, I earn between 300 to 400 BPS per file, largely due to the support I provide my clients in improving their credit and securing approvals. One standout aspect is their exceptional underwriting and process management. Having worked in both the broker and lending sectors, I can say that Obsidian’s processors consistently help me structure loans and offer guidance on how to tweak them for approval. I've worked with seven different companies, and Obsidian surpasses them all—individually and collectively.

Cons

None - Some of the negative feedback I’ve seen is from brokers who simply lack experience in the lending world.

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Obsidian Financial Services Response
1y
Thank you so much for being a loyal mortgage originator! We understand that the mortgage industry comes with its challenges, and we’re proud to offer one of the best compensation packages available to reward your hard work and dedication. While many companies advertise a 100% commission structure, it often comes with unrealistic expectations to reach those numbers. Our Affiliate Flat Fee Program, combined with our wholesale, non-delegated, and delegated models, ensures a truly competitive and transparent compensation structure. We strive to maintain low overhead costs while providing our loan officers with access to multiple channels—something that sets us apart from the typical mortgage company. Unlike the 5,000 broker shops offering the same lender and platform with limited flexibility, we empower our team with the ability to choose platforms that reward higher compensation while still delivering exceptional programs and rates for customers. Thank you for your loyalty and trust. We look forward to many more successful years together!
4.0
25 June 2025
Recommend
CEO approval
Business outlook

Pros

Obsidian Financial Services is a solid company overall. They offer very competitive pricing and great rates, which makes it easier to close deals. Management is generous and generally supportive, creating a positive work environment for motivated professionals.

Cons

Like many in the industry, success can be very self-driven—so it's important to stay proactive. More structured training or onboarding support could benefit newer team members.

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