Great for a Few People - Insurance Sales Representative Platinum Supplemental Insurance Employee Review

-100% Commission. If you don't sell, you get nothing. -You'll easily drive at least 1,000 miles a week. -Charge backs: If people cancel on you, you get a deduction of up to half your next check. -100% own expenses: car, gas, hotel, food, car repairs. Really hurts if you don't sell. -You have to file as an independent contractor. So that $2800 you made isn't taxed yet. Tax time hurts too. -Hotels: sometimes you're in tiny towns with raggedy hotels. Don't drink the water. -Knocking on doors: often you're out in the country. THIS IS A DOOR TO DOOR COLD CALL SALES JOB. All too often people would tell me "we moved out here to get away from people like you" or "how did you find us?!" From my experiences, people generally do not take kindly to strangers knocking in their neighborhoods. -Guns and guard dogs -The Process: if you don't have the gift of gab and a folksy "good ol boy" personality, following the sales script without sounding like a scripted salesman (which country people hate) is going to work against you. -The recruiters: paint a great picture with lots of income and win your trust with through the interviews. I didn't know it was a door to door sales job until I was 4.5 hours from home on my first day. -You're in your car all day alone bound to a 6x6 mile territory. Day starts at 7 and ends at 10:30. -Management: My experience was very unprofessional unless superiors are visiting the team. My team leader once told me "I don't care, leave the [expletive] company" when I tried to raise a concern, and yelled at me in front of the team on several occasions. -If you don't blend in, you will get blended out. -Deer: will hit your car at some point. It's guaranteed. -Licensing is the only minimum requirement for this job. Plenty of people I saw come and go hadn't gone to college or didn't finish high school or might have been to prison or were elderly or just flat out didn't have any sales experience and got swayed into a job that puts everything you have on the line. There are very few people who will succeed at this job. It's one of those jobs that's always hiring and will take anyone just because the company is looking for people who will stick. Sticking is the only way it's worth it. I had a positive experience in leaving the company. I wish I had known more about the job before I started. Things like this would have saved me a ton of money and about 45,000 miles on my car.