Pros
Competitive compensation and benefits. Good amenities.
Cons
People work hard at Ripple, but there is remarkably little to show for it. Priorities shift constantly, and every new fire drill becomes the top priority, pushing everything else aside. There is no consistent product strategy.
If you want to build products that create real customer value, this is probably not the right environment for you. It can be surprisingly difficult to point to meaningful outcomes despite the time and effort invested.