I would not wish this job on my worst enemy - Commercial Credit Analyst Santander Employee Review

1.0
28 Jan 2020
Recommend
CEO approval
Business outlook

Pros

Minimal work - ability to complete job with 15-20 hours of working

Cons

I have been a full time credit analyst at Santander for almost 2 years. I was part of the inaugural class of commercial credit training analysts. I would like to warn future candidates to avoid this company and program at all costs. The program manager straight up lies through her teeth about the opportunities you will receive and after a year of rotations there is little to no thought or care given to where they place analysts. In fact they sent 25% of the inaugural class to different states against their desire to stay in Boston. They have a huge claw back (30K if you leave/get fired in the first year, 15K in the second) so you are quite literally chained to this job. There is 0 clarity about career promotion. There is a revolving door of senior management... In my time I am not on my third heard of the the commercial bank (in under 2 years). The exit opportunities are minimal as the bank is not well respected in the finance community . Do not think that you will get IB exit opportunistic. The compensation is bare minimum and overall they care very little about junior level employees. You are better off working somewhere else. On top of that the actual work you are given is trivial and mindless and does not help to grow or develop you as an individual at all.

Explore other reviews about Santander

5.0
5 Mar 2026
Anonymous employee
Recommend
CEO approval
Business outlook

Pros

Bonus based on performance. The company always put on events for the employees. Great work environment

Cons

Work long days. And sometimes weekends. Not much room for growth

4.0
4 June 2026
Recommend
CEO approval
Business outlook

Pros

Of all the companies I have worked for, Santander has had the strongest training program. The training was comprehensive, well-structured, and especially valuable for employees who are new to the banking industry. Additionally, Santander's ONE software is by far the most intuitive and user friendly banking platform I have used, making it easy to learn and navigate while supporting efficient daily operations.

Cons

Like most retail banking roles, there is a strong sales component. With fewer customers visiting branches due to online banking and ATMs, much of the day is spent making outbound calls to existing clients, trying to set appointments, and push products and services. While I understand the importance of sales in the industry, I personally felt there was significant pressure to prioritize sales goals over relationship building and client service, which I was not comfortable with.

See reviews by: Helpful|Rating|Date|All