Pros
Most ordinary colleagues, excluding management, are helpful and supportive.
Cons
Unrealistic sales goals without any account for a strength of your local market. Very old-school management systems. Fear-driven culture where asking questions or raising concerns about soundness of some decisions is extremely frowned upon. Orders are imposed from the top and executed mindlessly throughout the chain. No constructive discussion is possible. Everybody is afraid to speak up. Poor job security for advisors, call centre and mid office. High stress. High turnover. Your success is entirely dependent on your superior. Extremely poor infrastructure. Inefficient workflows. Customers are not the priority. Very stingy on the incentives. $150 bonus to the top credit card seller in a quarter sounds like an insult. Too many lies are floating around.