Pros
Computer gear for working from home.
Cons
Everything else. They WILL lie to you regularly. If you leave, they WILL keep your earnings, regardless of your leave circumstances. This outfit has an unusual business model: make money by taking advantage of the employees. They will cynically exploit your skills for peanuts and keep most of the rewards of your efforts. The agents are shamelessly ripped off and then discarded like a used tissue. The payouts for a supp. / MA sale are miniscule while the company gets hundreds of dollars upfront and years of renewals. They claim the reason for that is the cost of leads, but that is just another cynical lie: they use recycled or free leads of the lowest quality for the most part. It is essentially a boiler room on a nationwide scale, unscrupulous management included. Last year for the AEP they hired literally thousands of new agents - "seasonal workers", anyone with a pulse and a license. The majority of them were summarily fired at a Zoom meeting two months later. The company, of course, kept the residuals while the top manager sent out a "crocodile tears" email with a "justification" to the rest of the troops. Oh, and their group benefits are a joke. "We could not have done it without you!" is their favorite slogan. As in: "yeah, you did all the work and we kept most of the money by constantly manipulating the compensation scheme, including the hourly wage". You would get penalized, for example, for not collecting enough customer email addresses or their household member names, and so on. They will find endless excuses to deduct from your earnings, so that by the time you see your paycheck, half of it is gone. Another favorite lie: "You will make life-changing money during the season". Simply laughable, but you'll find out too late. Also, most of the middle managers are yesterday's reps, with little or no managing experience or people skills. This company hopes to prosper at your expense. Stay away from these callous thieves, you could not do worse anywhere else.
