Pros
Work from home. I actually have a good manager. I like my sales teammates. You will learn to be a beast on the phones and learn to close.
Cons
Well first things first: They hire you on with a base pay of $18 an hour. Then after 90 days, you are down to $13, the excuse given is your sales will make up the difference (only if you’re the top 20% of agents). 27% pay decrease. Next, you’re sales region will more than likely be the south east United States, which is the poorest, and most uneducated population. These people have zero money, zero jobs, zero ambition, milking the disability system, and are the most unhealthy folks in the country. The way the call queue works is: Level 1 agents: get their sales teed up for them. 50% of the time. They write $50,000+ in business a month. They are making good money. Level 2: writing about 35-40k in business a month and have calls you can close. Level 3: good luck. Maybe 1 out of 10 are closeable. Level 3R: this is a test to see if you can make it out of the first 90 days. Many do not, in fact only 20% of each incoming class is kept. The rest are fired quickly. Failure to meet production minimums is termination, which is expected, it’s sales. Now, it’s plain as day how unfair the commission compensation is. Let’s say you are a level 3 agent, getting 1/10 calls to close, you might write $650 in premium a day. They will only pay you 3.75% of that AP. You will not receive big commission checks, because they have a QA department that’s whole job is to analyze your calls and rate your performance. Oh you missed to gather and email address? 15% of your commission is taken.
