Used to be great, sinking ship - Casualty Adjuster Shelter Insurance Employee Review

3.0
27 May 2023
Recommend
CEO approval
Business outlook

Pros

The benefits are unmatched. In fact, employees called them the 'golden handcuffs' because they were SO good, that they were the only thing keeping us around. Retirement AND 401K profit-sharing matching, full health, dental and vision where the company paid majority of the expense. Also, my co-workers were amazing people, whom I still keep in touch with near daily.

Cons

Upper management had a big shift when the old CEO Rick Means retired, back around 2019 or so. Most of the rest of the VPs also retired shortly after, so the new wave of management that came in, although had very well earned their time there, were not all qualified to be holding upper management positions (especially on the claims side). It was one of those things where 'when it's not broken, don't fix it' just never existed. Vital operating systems got changed on a monthly basis, procedures also got changed, policy volume was up which also meant claim volume went up, and we were desperately understaffed. Over a 2-3 year span, all employees main complaints were 'we need more help.' And it was the quintessential meme where employees beg for more help, but are awarded with a pizza party. Sinking ship and added stress to employees over YEARS will equal the significant turnover they've been experiencing. I watched a lot of good people leave because they couldn't take it anymore.

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Shelter Insurance Response
3y
We appreciate your review and honest feedback. We realize Claims is a vital department to the company and a lot is asked of them to provide the top notch service our customers receive. We are continually trying to find ways to improve our efficiencies for both our employees and customers. We will continue to value the work our Claims professionals do and provide support, guidance and encouragement. Thank you for your service time with us.

Explore other reviews about Shelter Insurance

5.0
1 June 2026
Recommend
CEO approval
Business outlook

Pros

Very easy internship at a good company

Cons

Low pay, not very structured

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Shelter Insurance Response
1mo
Thank you for sharing your experience with us. We’re glad to hear you enjoyed your time at Shelter and found the internship to be a positive introduction to the company. We also appreciate your candid feedback regarding pay and structure—this insight is valuable as we continue to evaluate and enhance our internship program to better support and develop our interns.
2.0
10 Apr 2026
Recommend
CEO approval
Business outlook

Pros

Amazing team members, some of the kindest, smartest and most resourceful people I've ever met. There are people at this company that have worked here for decades, the amount of company/business knowledge you can pull from this is absolutely beautiful/inspiring.

Cons

I’ve always disliked when companies describe themselves as “like a family,” but for a long time that actually felt accurate here until about a year ago. Since then, the culture has noticeably deteriorated. The environment has become increasingly corporate, cold, and transactional. Employees, including long-tenured staff, are treated as interchangeable resources rather than experienced contributors. There is an unspoken expectation of consistently working beyond 40 hours, with weekend availability treated as normal rather than exceptional. The return-to-office mandate was handled in a rigid and dismissive way. Employees who were barely outside commuting thresholds were given no flexibility or meaningful consideration. At the same time, there appeared to be a growing cultural preference against remote workers, despite clear evidence that remote employees were still delivering strong results. In contrast, relocating to the office was quietly rewarded with promotions, raising legitimate concerns about fairness and consistency in advancement. Work is frequently assigned without regard for existing workload or operational reality. Teams are overloaded with competing priorities, leading to confusion, duplicated effort, and avoidable system instability. New tools and processes are often introduced before older ones are fully stabilized, resulting in constant disruption rather than improvement. Overall, the company has shifted from a collaborative and people-focused culture to one that feels reactive, poorly coordinated, and increasingly indifferent to employee experience.

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Shelter Insurance Response
2mo
Thank you for sharing such a thoughtful and candid reflection on your five years with us. We’re glad you found a strong community here, but it’s disheartening to hear that our culture has recently felt cold and transactional. Your feedback on workload, the return-to-office transition, and the need for better work-life balance is invaluable. We are committed to ensuring our long-tenured experts feel valued as people, not just resources. If you have any concerns, or would like to discuss further, please don't hesitate to contact our People Resources Team.
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