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Total Merchant Concepts

Is this your company?

Paid decently to deal with hostile work environment - Legendary Service Specialist Total Merchant Concepts Employee Review

2.0
27 Oct 2017
Recommend
CEO approval
Business outlook

Pros

The only real 'pro' of working for this company was the pay. I was started at $13/hr in 2013, which at the time was rather admirable. Most of the day-to-day tasks were reasonable and, if the owner was not in the office, the environment was peaceful.

Cons

There is a sizable list that I could begin to delve into here, but suffice it to say that this was a hostile work environment. It was the kind of place that, no matter what you did, it wasn't correct. The owners are a married couple, but the wife is very difficult to deal with. Usually, family-run businesses are the best, but this is the exception to that rule. She told me not only that I needed to dress more feminine but that I should also wear make-up to work in order to convey that I 'care about my appearance.' I care about my skin, so I choose not to slather poisonous chemicals all over it. I wore light mascara and lip balm, but it wasn't enough. Moreover, she also tried to be my life coach, advising me to move back to the city (as I had just moved out to the country) and to leave my boyfriend to focus on working for her, in a dead-end position at a merchant services company. I have been told by former co-workers that, after my departure, she went on to require her employees to attend a prayer meeting, even though that is a direct violation of their rights. This is not surprising to me, as she commented profusely about my lack of religious affiliation. She made her political views very clear at company meetings, talking down to people who use the SNAP program (food assistance) and 'taking advantage of the government.' She also made a point to send out company-wide emails when she fired somebody to condescendingly explain who was fired and why, as a warning to all other employees. Not surprisingly, she fired me very soon after I put a tiny statue of a Hindu goddess on my desk and shared a pro-choice quote by Ruth Bader Ginsberg on my social media page. Because they paid up to the pay date, she made a point to let me go the day before a pay-day, so that I wouldn't get any further checks. She also refused to provide any employment verification, making the situation as difficult for me as possible. There were many heartless aspects to the work, such as charging a $500 fee to business owners that just lost their company because they "didn't process any sales during the 30-day cancellation period." If they don't have any customers, they won't have any sales, and it's against VISA and MC regulations for the business owners to process a sale personally to avoid the $500 fine. What you were left with was either angry or weeping clients begging you not to fine them, but it's not your hammer to drop and nobody was very concerned about finding a solution for this common scenario. It seemed as if the processor and the merchant services companies (literally) banked on this, taking advantage of people who just lost everything.

Total Merchant Concepts Response
8y
This is a tough review to read especially if you believe like I do, that there is a seed of truth in every bit of feedback. At TMC, we welcome individuals from various beliefs and backgrounds, we have a very high bar when it comes to delivering an exemplary service experience and it is true that not every candidate can deliver what we require. It's been over 4 years since your time with our company so we hope that you are able to find a work environment that does not leave a lasting and negative impact.

Explore other reviews about Total Merchant Concepts

5.0
29 Dec 2017
Recommend
CEO approval
Business outlook

Pros

I have been with TMC for over 16 years, and cannot imagine a better work environment! The owners encourage personal and professional growth for all of the staff members, helping each to pursue their passion in life. We have several goal setting, financial planning and personal growth opportunities throughout the year, and hold each other accountable so that we can celebrate our successes. The daily workload is manageable ~ particularly if you have a passion for small businesses and enjoy helping busy owners to rest easy knowing that there is a company of people committed to investing in our business communities.

Cons

The credit card processing industry itself has a fairly shady reputation; it can be challenging sometimes when prospective merchants have had negative experiences with other companies and assume that we are "just another company".

1
5.0
28 Dec 2017
Recommend
CEO approval
Business outlook

Pros

As I reflect back on 2017 one of the biggest pros of being employed with Total Merchant Concepts is the opportunities for self-management and growth. There are consistent team meetings where we discuss the pros and cons of the industry and any new developments so that we can share this information with our merchants and be knowledgeable in our always changing industry. We have a team environment that is solid so that if we have someone out of the office business still runs smoothly and our merchants are top of mind and their processing needs are met. Our merchants are treated with the upmost respect and integrity as they are not a number to us but a part of our growing team.

Cons

The only cons to the industry as a whole is technology is consistently changing and it requires all hands on deck at all times to keep educated and to make changes as necessary to help our merchants' businesses grow. Change can be hard for some people so it is our position to help our merchants through these times with little stress and impact to their work environment.

1
Total Merchant Concepts Response
8y
We will definitely keep up the growth opportunities- we all need them for sure! Thank you!!
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