Pros
Competitive pay, fast moving and interesting, Berlin office is cute.
Cons
Where to begin...
Toxic culture, most managers have NEVER managed/developed anyone, no opportunity to provide feedback (nobody cares), focusing on pushing features with no regard for covering the massive gaps they leave open given the strict deadlines. AI adoption leads juniors to skip the important layers of learning to analyse data, so there are never real Root Causes identified, ensuring problems are never fixed in the long run, unless some senior loses sleep (more than usual) to conduct a proper deep dive and reverse all the bad work that has previously been done.
People are afraid to speak up because of this perception that the company is ruthless and will just fire anyone who does not seem to be a 'cultural fit' (which they do).
Work-life balance is a concept that is non-existent and even mentioning it will result in frowns from senior stakeholders.
They are process driven, milking people for whatever they can provide and then get rid of them, seemingly unaware that a couple years down the line the knowledge was never retained and they are left with a bunch of people trying to patch issues that have only been made worse with time. In this pursuit, customers will lose... experience, money, life savings... After all, TR is a bank on paper but in reality a dumbed-down trading platform with card payments and escrow accounts (aka your money does not live there). - this is public information for those who bother reading the fine print.
If you are thinking about leaving a job you love for more money but a risky start-up, I would say continue applying, this is not the one.
The compensation is not worth the terrible experience you will have, no matter how many VSOPs they throw at you.
DO YOUR RESEARCH - the reviews do not lie!