Pros
The Habito name is very visible and has a good reputation in the fintech world. Along with Trussle, they make up the two leading digital mortgage firms. Senior management and board believe in and are invested in the technology part of the business.
Cons
The atmosphere in the office is very political all of the time which can be tiring unless you are used to working in that kind of environment. I found it hard to identify clear lines of responsibility or accountability which led to constant friction. Unclear and volatile resource allocation or ticket priority logic which often appeared to be based on the short term whims and fancies of senior management. The culture is such that new hires aren't afforded the time to settle in and prove their worth. In addition, there are some very common tech startup traits like confusing technical skills for management potential, reluctance to accept mistakes made in the founding years, lack of subject and customer knowledge, and an unhealthy bias towards over-hiring. In short, it isn't a very pleasant place to work if you are not part of the founder's inner circle.