Dishonest management. Will promise you everything and renege as soon as they can. HR is weak and will let abusers continue to abuse their underlings, even letting abusers threaten and undermine their victims in scheduled HR meetings. Extremely unprofessional company that takes advantage of the poor and desperate, providing predatory loans to the poor. Make sure you read the fine print on your loan paperwork and ask about the balloon payment that will make you homeless the moment you think you've paid off your home.