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Provident Funding

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29 reviews
4.0
11 Feb 2018

Great place to start out

Recommend
CEO approval
Business outlook

Pros

Great staff, management, products, rates, technology. Everyone works together as a team regardless of what part of the country you are in which really helps streamline the loan process and allows you to stay competitive. They are constantly working to further everyones knowledge of the loan process regardless of what role you are in by cross training all employees

Cons

Pay isn't competitive for the amount of work you do. You will need to work a lot of long days and nights to break six figures. No flexibility in work schedule.

3.0
6 Jan 2024
Recommend
CEO approval
Business outlook

Pros

provided good training to introduce you to the work

Cons

no clear future development path

5.0
22 Aug 2017
Recommend
CEO approval
Business outlook

Pros

They hire people who are looking for careers. They teach you from the ground up; You get a 2 week training program where you learn everything about the company history, the platform, and product knowledge. You spend 2-6 months in servicing role depending on your work ethic. Take as many calls as you can. From there you can move into nearly any department you want too. They are really about helping the employee find their niche. Really great team structure; you always have someone to assist with any problems. Pay increases regularly with time put in.

Cons

Very corporate feel. but its mortgages not a brewery. Work environment as quite as a Church. Some people like a more ambiance. 8-5 job hours with lack of leniency. Lack of interaction from Leadership in news and agenda of the company.

4.0
9 June 2022

pipeline analyst

Recommend
CEO approval
Business outlook

Pros

Work from home- steady environment WHEN busy

Cons

not the best training mass layoffs not reliable

3.0
14 Feb 2017

Good place to start

Anonymous employee
Recommend
CEO approval
Business outlook

Pros

Good training program. Easy promotions

Cons

No matching 401k, you work like a robot, no appreciation

1.0
8 Jan 2016

Underwriter

Recommend
CEO approval
Business outlook

Pros

People you work with are young college graduates. The pay was good for entry level work. Based on performance you may receive a bonus. They provide good training for each position in the company.

Cons

The work is very monotonous. Nepotism is very apparent in management positions. Very little advancement opportunities (unless related to owners family). Benefits are non existent. Based on your position you will feel like a cog in the machine. All of your activity is micro managed. The work is very unfulfilling. Very little flexibility with your time (in chair by 8 leave at 5)

1.0
22 Feb 2024
Recommend
CEO approval
Business outlook

Pros

-great initial salary -interesting opportunities -good people

Cons

If you look at the reviews you’ll see a lot the same reoccurring themes and criticisms. Pay particular attention to what is consistently said by different people. -several rounds of significant layoffs since 2021. -there was not a formal HR department. This is essentially managed by the COO/Owner. -nepotism in management and hiring: Perhaps business as usual. It is privately held family owned business. This may contribute to difficulty in climbing the corporate ladder or in the past if you were not at a main branch location it would be hard to advance as well. -some of the roles have robust and thorough training. Others not so much. -their software and OS systems are genuinely excellent. However, they are “home built” so when something is fixed or updated it has a tendency to “break” other things their system. -the software processes and systems are specific to just provident. Most other banks or financial institutions use industry standardized systems, processes or software. If you go on to another job, you’ll have to learn a new OS and new processes. This is critical to consider due to how unique providents processes and systems are when trying to translate that into other roles. -lack of raises or if there is a raise it doesn’t compete with inflation then or especially now. -continual increase of employee portion of cost of benefits, especially insurance. These are bare bones benefits. If you’re single and reasonably healthy they’re just ok. But if you have any health issues or a family to cover it is relatively expensive. -micromanagement: depending on your manager or team this was valid. -employee suggestions for improvement to software, updates, UI, forms, processes, or day to day work goes through a pain stakingly arduous project request process that has to get executive management involvement, review and approval. They are not quick to fix or implement anything unless it is on fire. Additionally, the subsequent P&P writing and updates are cantankerous. -lack of staffing —> overworked staff. -a byproduct of the overworked staff, was conflict with having more work than could be done in a day but overtime pay was a contentious issue as it wasn’t liked by management. -lack of job security. You are a commodity and are replaceable. That’s an important and ultimately a bitter pill to swallow- especially when they speak alot about loyalty. There were a lot of great people that accomplished and did so much for the company but were let go or forced into retirement with no notice, varying severance packages, and without a thought. Ultimately, you’re replaceable with someone they could hire for less salary or even as a cost saving or profit enhancing measure. -saw prior posts about ownership affiliation with Jehovah’s Witness and negative perceptions of that from other reviewers. From my limited observations, I had a sense that they are sincere in their beliefs. They didn’t try to proselytize anyone nor do they discriminate based on beliefs. -lack of paid holidays. Paid Holidays had steadily improved over the years. However, as a financial institution it felt like they were open more frequently when similar institutions were closed. -Office celebrations, parties or team building type events aren’t common place. You have to build relationships on your own. With a majority of sites being remote now, that could be very hard to build rapport. -limited PTO. there isn’t a lot of time off unless you’ve been there a long time. Additionally, due to staffing, generally no one covers for you so you come back to a mess. Also if you’re in a role with no back ups and they need something expect calls and e-mails on vacation. -year end bonuses were rare, unreliable, and normally not significant amounts. Keeping in mind when these were given they were heavily taxed at a bonus rate and the net was not a lot. -no sick time -no 401k matching -most positions outside of being a loan officer, if there was a performance bonus or some type of commission or incentive structure it wasnt really competitive or noteworthy and was also heavily taxed at a bonus rate.

4.0
11 Mar 2019

Credit Analyst

Anonymous employee
Recommend
CEO approval
Business outlook

Pros

Stable Company, good training initially

Cons

Advancement is not too likely

2.0
3 Nov 2019
Recommend
CEO approval
Business outlook

Pros

As almost every review alludes to - this is a good place for a first job. Training is provided and pay is good. Normal hours which allows for a good work/life balance. Job stability as the company doesn't really lay off anyone outside of extreme circumstances which is great for people who don't particularly excel or have high ambitions.

Cons

Company seriously lacks diversity, especially at the top. Clear favoritism for the front end sales team (which on the Retail side of the business was all male at one point before customers started to notice), both in terms of recognition and pay. Job stability for almost everyone - I saw this as a con because there are a lot of peers that just get by. This leads to a really resentful culture within the company because people who work hard and people who don't are often treated the same.

Viewing 1 - 3 of 29 Reviews

Glassdoor has 193 Provident Funding reviews submitted anonymously by Provident Funding employees. Read employee reviews and ratings on Glassdoor to decide if Provident Funding is right for you.