I came in being told that I was NOT a captive agent. Luckily I was only with the firm for 4 months barely. Did NOT sell anything. Which is a blessing in disguise. Otherwise I would have been in a lot of financial trouble. Glad I did NOT make a dime here. Otherwise I would have had all my commissions be locked under Ohio National Financial Services which would have been very troublesome for me. I am glad that I did my own research while I was at the firm. That way at least, I had the ability to go independent with other carriers. Which gave me the ability to keep my own clients.