The Health insurance is probably the worst. He has a $10,000 deductible that you first have to pay out of your pocket he claims that he reimburses you for the first $10,000 good luck ever seeing a penny. He discourages you from seeing any doctor and wants to give health advice since he's an expert now that he's part of a vitamin club. Make sure any promises made must be in writing. He will call you a liar and claim to have never authorized that.