Privately held corporation with no chance for employee buy-in. If an idea did not originate with the Executives, it would be publicly derided. A general lack of people management skills made navigating the halls a minefield. Overall compensation was drastically sub-par. Small company size combined with an aging inverted pyramid of management over the few actual producers meant medical insurance was so expensive that full-time employees had to resort to state uninsured programs for coverage for their children.