Disaster - Negotiation Specialist Discover Employee Review

3.0
7 Sept 2021
Recommend
CEO approval
Business outlook

Pros

Great benefits, very inclusive, decent pay.

Cons

The company used to be awesome, but with Covid, it's really gone downhill. The Cardmember Assistance and Recovery department (collections and hardships) is a complete mess. Agents are facing back to back calls with no breaks in between, dealing with extremely difficult customers and very stressful situations all day every day. On top of this, agents are still expected to maintain a 50% or higher minimum every month in their collections efforts, despite the tremendous hardships that the majority of people are facing during this time. We are told that the department is overstaffed, but they are simultaneously saying that more agents are needed to help with call volume. Agents are being letgo due to overstaffing as well as being moved to other departments, while those left in the dept. are facing these huge issues and stressors over their stats. Information is not very clearly communicated, with so many policies changing sometimes daily and management is not on the same page with each other and constantly gives out incorrect information. Some managers are really on top of things, but they are not the majority, and it is mostly the coaches of the dept. that really do the work, put in the effort, and are keeping it afloat, while the team leads and dept. managers can't seem to come together on anything and present a uniformed front. Really has gone downhill from the past few years.

Explore other reviews about Discover

5.0
12 May 2026
Anonymous employee
Recommend
CEO approval
Business outlook

Pros

Discover was an amazing company

Cons

Post merger, it’s not the same vibe. Most of us are miserable.

5.0
28 Mar 2026
Recommend
CEO approval
Business outlook

Pros

One of the most significant advantages of interning at Discover is the opportunity to work with massive, high-stakes financial datasets within a highly collaborative and mentorship-driven culture. Because the company manages millions of consumer accounts, you gain direct experience in how data-driven decisions impact risk management, credit modeling, and fraud detection in real time. The environment is known for being supportive of early-career professionals, offering structured learning paths and exposure to modern cloud-native infrastructures like AWS. Furthermore, the company’s strong focus on work-life balance and a clear pipeline for converting interns to full-time roles makes it an excellent "foot in the door" for anyone looking to build a career in fintech.

Cons

On the other hand, the primary drawback often stems from the inherent bureaucracy and heavy regulation of the banking industry, which can lead to slower project lifecycles and "red tape." You may find that a significant portion of your time is spent on repetitive data cleaning and maintaining legacy reporting systems rather than building the cutting-edge predictive models you might expect. Additionally, because Discover is a massive organization, your scope of work can sometimes feel siloed, making it difficult to see the end-to-end impact of your analysis across different departments. Finally, the current landscape of the industry means that internal shifts or large-scale corporate restructuring can occasionally lead to uncertainty regarding team directions or long-term project stability.

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