Lack of training, lack of consistent pay, condescending tone and attitude towards new advisors, "PEP" period can last for several months if you do not get any good cases to close right when you start, the "base pay 2k/month" contract is not good, senior leaders act like Equitable is the only company that pays financial advisors fairly but this company is just structured to where the top 10% of advisors make all the money and the other 90% make under 40k/year, with the average new person's income being about 10-20k in their first year from my experience.