Pros
All of the managers here are making between $20k and $60k per month. They lead by example and show people how to start successfully. Everyone is from a different background, some come from years of insurance work, others from retail, oil field, teaching, and every background you can think of. As a new person, it is simple to come in, learn the systems, go to work and see success. The key to that is 'go to work'. If you don't want to work, this isn't the career for you. Serving families and building a business is hard work and demands a good heart. I love the fact that when I bring someone into the business, I know they will be trained, supported and positively impacted. Unfortunately, industry-wide this doesn't happen. FFL is an industry disruptor and pays agents what they are worth, if that excites you, come join us, if not, keep looking.
Cons
Overrides are small- if you are looking to get paid off of people working below you and you not lifting a finger- FFL is not for you, go find another IMO - There are plenty that are willing to give you low comps in exchange for so-called culture and building your agency owners business. If your IMO isn't paying you 100%-140%, they are robbing you and laughing all the way to the bank.