SCAM - Anonymous employee National Income Life Employee Review

1.0
20 Apr 2020
Anonymous employee
Recommend
CEO approval
Business outlook

Pros

NO PROS THIS IS A COMPLETE SCAM

Cons

This job promotes itself as a customer service representative position with a salary starting at 65,000 a year. It also says paid training . They don’t mention its a group interview . They charge hundreds of dollar for non sense training . Then you have to pay for your own exam to become a licensed life insurance agents . You must provide your own laptop . Their software doesn’t even work on Mac books so I had to spend 700$ on a new Windows computers . At this point I have spent $1000 and have no yet made a dime . Then you have to go to boot camp for a week before you can start “working”. Your job is to harrass low income union members telling them you’re just dropping off the union benefits they applied for . Then you go to their house and try to sell them life insurance. You mostly go on your own on week nights and weekends which is not only absurd but also extremely dangerous. Everytime I went into the office is was group of at least 20 people waiting to be interviewed . They just make their money off you paying for training . This job is a SCAM and they know it the job description is COMPLETELY false.

avatar
National Income Life Response
6y
Thank you for your feedback. We're sorry your time with NIL didn't meet your expectations. We invite you to send us an email to AILfeedback@ailife.com with more agency and location details of your time with us so that we can look further into your experience and take the necessary steps to correct this situation and make our agents' path to success more productive. We look forward to hearing back from you soon.

Explore other reviews about National Income Life

5.0
4 July 2025
Recommend
CEO approval
Business outlook

Pros

Income opportunity is legitimate for those that work hard and follow the system

Cons

limited resources, typically go to top representatives

avatar
National Income Life Response
11mo
Thank you so much for taking the time to leave a review detailing your experience! We are grateful for your all your contributions and hard work. We wish you the absolute best going forward.
2.0
27 Mar 2026
Recommend
CEO approval
Business outlook

Pros

- positive energy - they do offer some cool competitions - my trainer was awesome very nice 11/10 on her she deserves a promotion - WOULD BE ALOT BETTER IF WHAT YOU SAID TO ME IN MY INTERVIEW WAS TRUE

Cons

- these hard card they’re offering as guaranteed business and at hiring we are told THEY ACTUALLY WANT THE INSURANCE but actually these are as old as 2022/2023 and it’s actually not requests for insurance unless you get Globe accounts; they’re filling out 2-4K free death accidental insurance. That’s what those cards are - you only get 150 every month 70 hard card they’re rest point of service accounts that your expected to upsale these people who are already satisfied with their plans most of them are the Top sales agents previous sales and it’s been a year or two since they took out the policy, and most of these client want to CANCEL their plan and can never get ahold of their original rep (most of these the guy still works there his name starts with E) (you know who I’m mentioning) or you must save his sale and get ZERO credit for it. Make adjustments for other people’s policies which is odd bc I thought we were independent agents why am I working another agents clients ? - you must rely on referrals they don’t make this clear on hiring - they seem to use unfair practices making them seem part of their union to sell the product when they simply are a 3 rd party that union recommends -they said if you pass first try on your license they’d pay % but they didn’t they paid $11 for my certification course after - they said I would get 1k a week at first initial hire the. It turned to 500/ week but my trainer was awesome and helped me. - not a fan of the fast promotion process seems very MLM TO ME - If I’m selling life insurance to people who actually want to buy the insurance WHY DO YOU PROMOTE USING BURNER NUMBERS?

avatar
National Income Life Response
2mo
Thank you for your review. We appreciate your kind feedback about your trainer, and we will forward all your thoughts to the appropriate departments. We wish you the best going forward.
See reviews by: Helpful|Rating|Date|All