Pros
Some confusion posted...Free leads for you to develop, they are not preset appointments. If you are not intelligent--don't go... you will have access to products to serve the Senior Market, Small Business Market, and Individual Market. If you want to do Medicare, Final Expense, Life Insurance, Health Insurance, Supplemental, Disability Insurance, Annuities, and Ancillary Benefits....This is the place. If you are tired of being a life agent, and someone wants you to help their Brother with a Medicare Supplement and you refer that income away. Then this is the place for you. We really do it all--except P&C.
Cons
You are accountable to yourself. If you have to punch a clock or have to be pushed to get motivated....forget it--You are your own boss. Would you fire you???
Most people need to focus on 15-20 products and add as they need them, rather than trying to ingest everything at once.