CRISIL has an employee rating of 3.8 out of 5 stars, based on 3,052 company reviews on Glassdoor which indicates that most employees have a good working experience there. The CRISIL employee rating is in line with the average (within 1 standard deviation) for employers within the Management and consulting industry (3.7 stars).
Zero retention policy, and HR have no clue what salary to offer and they do not know what the market rate is.
And in case you are wondering if you can push to get more salary in future-nope. Lastly HR actually support the argument that appraisal is 2% vs inflation is 10%.