1. Health care benefits has taken downtrodden path, no body cares here including the insurance team(1 person )/HR team / Manager, even if your ask is 100% eligible. You are at the mercy of insurance provider, to claim what you are eligible for.
2. As I said, if you are getting hired under Informatics/ R&D division, better stay away or prefer not to join, you will not bear up with the uncertainties they bring to you, in terms of job security. Also so far, I have seen only closing of many units recently in Bangalore.
It might seem I have shoot out my frustration, but its not. I bet anyone can disapprove here. This was my dream company to work for 1 year back, but now really I want to come out of my dreams for a good future.