Agent, L & H - Agent, Life and Health Combined Insurance Employee Review

4.0
4 July 2017
Recommend
CEO approval
Business outlook

Pros

Independent work day, flexible B2B or residential direct sales, city or suburb clientele opportunities, basic supplemental Accident/Sickness policies - STD, Critical illness, Cancer Care, Whole Life, Medicare Sup, PLUS new Out-Of-Pocket Minimizer. Fills many family needs.

Cons

6 day/week, long days. In terms of selling to the public, educating the client on the obvious need but then met with 'no thanks'. Realizing how the lack of job security, unpresidented politics, and uncertain future of healthcare costs/coverage adds to apprehensions and slow decision making to buy. Takes a veteran insurance agent to consistently win the battle and achieve the 1 policy per day sale goal and maintain 90% persistency rate. However, it CAN be done, I've seen it first hand!

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Combined Insurance Response
8y
Thank you for this positive review! We appreciate that you’ve painted a realistic view of what it takes to be successful here at Combined Insurance. And, thanks for pointing out our recent push to help our agents with social selling! We wish you all the best in your career here with us.

Explore other reviews about Combined Insurance

5.0
21 Jan 2026
Recommend
CEO approval
Business outlook

Pros

Great work / life balance, phenomenal health insurance benefits, supportive management, team mentality

Cons

I don't like the new 4 day in office mandate but it's fine.

3.0
29 June 2026
Recommend
CEO approval
Business outlook

Pros

The people I work with

Cons

Higher up management expects so much out of you. Keeps asking for more and more responsibility without a pay raise.

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