Create your best future and join Westpac as an Associate Director, Credit Analyst – Consumer & Industrials

What’s the role?

You’ll join Westpac’s Institutional Bank in a full-time role based in Melbourne, working with a portfolio of large corporate and institutional clients across a range of Consumer & Industrials sectors. You’ll lead high-quality credit analysis and support the structuring of lending solutions that align with both client needs and the bank’s risk appetite.

Day to day, you’ll manage a portfolio of clients, assess transactions, and provide clear, commercially sound credit recommendations. You’ll work closely with Relationship Managers, product partners and risk teams to support deals from origination through to ongoing monitoring.

You’ll also draw on market and industry insights to add value to client conversations, contributing to stronger relationships and better outcomes. This is a collaborative role where your insights and judgement help shape decisions and support sustainable business growth.

What do I need?

You’ll bring strong credit capability and a collaborative mindset, with the confidence to engage stakeholders and deliver clear insights. You’ll have:

• Experience in corporate or institutional banking, with strong capability in credit writing, analysis and assessment.
• Experience managing a portfolio of institutional-sized clients, with exposure to financial markets, syndications and multi-bank relationships.
• Ability to manage competing priorities and deliver high-quality outcomes under tight timeframes.
• Strong stakeholder engagement and relationship-building skills, both internally and with clients.
• Sound commercial judgement, with the ability to balance risk and opportunity in decision making.
Exposure to agribusiness customers would be advantageous.

Why join us?

We’re obsessed with becoming our customers' #1 banking partner for life and we’re looking for people who are passionate about helping us achieve that goal. In return, we’re committed to making Westpac the best place to work in the country. Here are just a few of the ways we’re already doing that:

• Special offers on banking products and discounts from top brands, including generous employee-only mortgage rates!
• Flexible work arrangements to help you achieve a greater work/life balance, and a variety of leave options including Culture, Lifestyle and Wellbeing leave.
• Tailored learning and development opportunities to help your grow your career within the bank.
Lots of opportunities to ‘give back’ to the Community by getting involved in our many volunteering initiatives.

Create your future today

To get started, simply click on the APPLY or APPLY NOW button

We’re all about creating a supportive and inclusive community. We welcome everyone – no matter your age, gender, background, or abilities. We also provide additional support to welcome our veterans, Indigenous Australians and neurodiverse community.

If you need any adjustments during the recruitment process, you can find out more information and additional contact details by visiting the "People with Disability and/or needing Accessibility Requirements" page on our website .